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I will assume you either have poor or fair credit. If you have poor credit you will probably not get approved for this card. Don't even apply for it if your credit is bad. Too many hard inquiries and applying for multiple cards in a short period of time can have a negative impact on your credit score. Consider a card that targets customers with bad credit or a secured card. If you have fair credit you may get this card but you will also have a lot more options click the tab labeled fair credit to see what offers are for you.