Credit Card Applications
Questions
User Questions
Limited/Bad/Fair Credit
I am 49 years old and have no credit, but a good job. I have not borrowed money in more...

ADVERTISING DISCLOSURE

ADVERTISING DISCLOSURE:
Credit-Land.com is an independent, advertising-supported web site. Credit-Land.com receives compensation from most credit card issuers whose offers appear on our site. Compensation from our advertising partners impacts how and where their products appear on our site, including, for example, the order in which they may appear within review lists. Credit-Land.com has not reviewed all available credit card offers in the marketplace.

I am 49 years old and have no credit, but a good job. I have not borrowed money in more than 10 years. Now I can't even get a credit card. What should I do?

Answered on Mar 13, 2013

Updated on Mar 13, 2013

The content is accurate at the time of publication and is subject to change.

You should check your current credit score to know what credit card you should apply for. Then use our credit card navigator to choose a suitable card.

tags : No Credit

Disclaimer: This editorial content is not provided or commissioned by the credit card issuer(s). Opinions expressed here are the author's alone, not those of the credit card issuer(s), and have not been reviewed, approved or otherwise endorsed by the credit card issuer(s). Reasonable efforts are made to present accurate information, however all information is presented without warranty. Consult a card's issuing bank for the terms & conditions.
All rates and fees, and other terms and conditions of the products mentioned in this article/post are actual as of the last update date but are subject to change. See the current products 'Terms & Conditions on the issuing banks' websites.

questions RELATED
TO THIS TOPIC

I like the Oportun Credit Card, but it seems to me that the percentage is high. Are there low interest credit cards for people like me with limited credit history?

Yes, it is possible to find such cards even if you have limited credit history. If your credit score is not where it needs to be, you can apply for credit cards for limited/no credit history from our partners and use it to bring...

I want to get a Fortiva credit card, but I don't like that it comes with annual fee. Are there any alternatives?

You are right, Fortiva credit cards come with annual fees. If you have bad credit, you may choose from best credit cards for bad credit and find there a credit card with $0 annual fee. Don't forget to compare other rates and...

What kind of credit do I need to apply for the Sears Mastercard?

You do not need excellent credit, but you can't have bad credit either. You will need better credit if you want to apply for the Sears Shop Your Way Mastercard® issued by Citibank (Citi is a Credit-Land.com advertising partner). This card can be used...

How to choose best credit card for fair credit?

With innumerable people opting to save money with the help of balance transfer credit cards, mortgage companies and banks are being meticulous regarding whom they should loan money. With the inflation raising the price of even the basic commodities,...

I want to apply for the PNC cash rewards card but not sure I will be approved for this card with my scores 628 EX, 674TU and 682EQ. What do you think my chances are? Can I prequalify for this card?

All in all, your credit scores are considered average. To apply for a PNC credit card your credit should be good or better, which is 700† or higher credit score. If you apply for a PNC credit card with your current credit scores, your chances...