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I am a student and I need to establish some sort of credit, but am absolutely terrified...

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I am a student and I need to establish some sort of credit, but am absolutely terrified of credit cards and owing money. What's the best card for me to start off with? I'd only be using this card to buy gas at some gas stations (7Eleven, Lukoil and some other).

Answered on Jan 27, 2012

Updated on Aug 31, 2022

The content is accurate at the time of publication and is subject to change.

If you spend on gas a lot, you can choose a credit card with gas rewards. For example, you can apply for the Discover it® Student Chrome credit card to earn 2% cash back at gas stations and restaurants on up to $1,000 in combined purchases each quarter. Plus, earn unlimited 1% cash back on all other purchases - automatically. Discover will match ALL the cash back you've earned at the end of your first year, automatically (provided you are a new cardmember). There's no signing up. And no limit to how much is matched. This credit card comes with no annual fee.

Disclaimer: This editorial content is not provided or commissioned by the credit card issuer(s). Opinions expressed here are the author's alone, not those of the credit card issuer(s), and have not been reviewed, approved or otherwise endorsed by the credit card issuer(s). Reasonable efforts are made to present accurate information, however all information is presented without warranty. Consult a card's issuing bank for the terms & conditions.
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