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You may choose the Discover it® Cash Back credit card, it comes with $0 annual fee and with cash back rewards. Earn 5% cash back on everyday purchases at different places each quarter like Amazon.com, grocery stores, restaurants, gas stations and when you pay using PayPal, up to the quarterly maximum when you activate. Plus, earn unlimited 1% cash back on all other purchases - automatically. Redeem cash back any amount, any time.