Store credit cards like the HSN credit card are usually offered to those with average credit, that is your credit score should be above 600. But it doesn’t mean you won’t be able to qualify for this card while your credit is bad. However, not that even if you are approved, you may not be provided with a high credit limit and that means you may easily max out your credit card or use all available credit limit. This is not good for your credit score as it can go down. If you are sure you will be able to use the HSN credit card responsibly by keeping your balances low and making on-time payments, you can give this card a try.
Disclaimer: This editorial content is not provided or commissioned by the credit card issuer(s). Opinions expressed here are the author's alone, not those of the credit card issuer(s), and have not been reviewed, approved or otherwise endorsed by the credit card issuer(s). Reasonable efforts are made to present accurate information, however all information is presented without warranty. Consult a card's issuing bank for the terms & conditions.
All rates and fees, and other terms and conditions of the products mentioned in this article/post are actual as of the last update date but are subject to change. See the current products' Terms & Conditions on the issuing banks' websites.