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There are a lot credit cards with 0% intro APR on balance transfers out there. You can choose a card with a suitable introductory period. But remember, once the introductory interest rate is over, an ongoing interest rate will apply. As a rule, the ongoing APR is determined by the issuer based on a cardholder’s creditworthiness. If you are unable to pay off the transferred balance by the end of the introductory period, the ongoing rate will apply to the remaining balance only. Also, note that most balance transfer credit cards come with a balance transfer fee which is usually around 3% of each balance transfer.