There are a lot credit cards with 0% intro APR on balance transfers out there. You can choose a card with a suitable introductory period. But remember, once the introductory interest rate is over, an ongoing interest rate will apply. As a rule, the ongoing APR is determined by the issuer based on a cardholder’s creditworthiness. If you are unable to pay off the transferred balance by the end of the introductory period, the ongoing rate will apply to the remaining balance only. Also, note that most balance transfer credit cards come with a balance transfer fee which is usually around 3% of each balance transfer.
BALANCE TRANSFER CREDIT CARDS:
Intro APR on Balance Transfer: 0% 12 months on Balance Transfers
Ongoing APR on Balance Transfer: 15.74% - 25.74% (Variable)
Balance Transfer Fee: 3% of each balance transfer; $5 minimum.
Intro APR on Balance Transfer: 0% (first 12 billing cycles following each balance transfer that posts to your account within 45 days of account opening)
Ongoing APR on Balance Transfer: 18.24%, 22.24% or 25.24% variable based on your creditworthiness
Balance Transfer Fee: Either $5 or 3% of the amount of each transfer, whichever is greater
Intro APR on Balance Transfer: 0% Intro APR for 12 months
Ongoing APR on Balance Transfer: Variable APR of 15.24%, 19.24% or 25.24%
Balance Transfer Fee: Either $10 or 4%, whichever is greater, will apply on each balance transfer and credit card check