I would like a credit card without having to pay any... - Limited/Bad/Fair Credit Questions


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Credit Card Applications » Questions » User Questions » Limited/Bad/Fair Credit » I would like a credit card without having to pay any fees, but I don’t have a...

I would like a credit card without having to pay any fees, but I don’t have a credit history. What do you recommend?

Answered on | Updated on April 11th, 2013
The content is accurate at the time of publication and is subject to change.

If you do not have any credit history, you should consider credit cards for people with limited or no credit history. Or you can choose secured card. For example, Discover it® Secured card requires a refundable security deposit, but allows you to earn cash back on all purchases. This card has no annual fee. As a bonus, Discover matches cash back you’ve earned at the end of first usage year (only for new cardmembers). So, you may be able to offset your deposit by cash back rewards.

Disclaimer: This editorial content is not provided or commissioned by the credit card issuer(s). Opinions expressed here are the author's alone, not those of the credit card issuer(s), and have not been reviewed, approved or otherwise endorsed by the credit card issuer(s). Reasonable efforts are made to present accurate information, however all information is presented without warranty. Consult a card's issuing bank for the terms & conditions.
All rates and fees, and other terms and conditions of the products mentioned in this article/post are actual as of the last update date but are subject to change. See the current products' Terms & Conditions on the issuing banks' websites.
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