The content on this page is accurate as of the posting date; however, some of the offers mentioned may have expired.

No annual fee credit cards are usually offered to people with established credit who've proved their responsibility. However, if you have a thin credit file or even bad credit, it does not necessarily mean you won't find the right credit card for yourself.

If you do not have any credit history, you can consider credit cards for people with limited or no credit history. Unfortunately, it's rather hard to find a credit card with no fees when you are just starting to build your credit history and your credit file is thin.

It will be much easier to find a no annual fee credit card among secured credit cards. Plus, these cards are easier to get. However, they require a security deposit that should be paid when you are approved for the card. The minimum security deposit is usually around $200 - $300, and it usually gets you an equal line of credit. Some credit card issuers may extend higher credit limits while requiring lower security deposits if they consider you creditworthy enough. When you close or upgrade your secured credit card, you will get your deposit back (provided it hasn't been used).

tags : Limited Credit No Annual Fee No Credit

Disclaimer: This editorial content is not provided or commissioned by the banks or credit card issuer(s). Opinions expressed here are the author's alone, not those of the banks or credit card issuer(s), and have not been reviewed, approved or otherwise endorsed by the banks or credit card issuer(s). Reasonable efforts are made to present accurate info, however all info is presented without warranty. Consult with the issuing bank of the card or account for terms & conditions.
All rates and fees, and other terms and conditions of the products mentioned in this article/post are accurate as of the last update date but are subject to change. See the current products' Terms & Conditions on the issuing banks' websites.