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When it comes to finding a credit card to use to establish your credit profile with, remember that this is a serious process and should not be taken lightly. Your credit score will make a bold statement about who you are as a person in the future. Missed or late payments would reflect very negatively on your credit score. In addition, you want to ensure that the card you are applying for is reporting your credit activity to major credit bureaus. This card is issued through Citibank
,so credit activity will be reported. But what I recommend is rather than financing that ring, find a general credit card
to build your credit report, spend it responsibly and save up your money so you can buy that ring.
Disclaimer: This editorial content is not provided or commissioned by the credit card issuer(s). Opinions expressed here are the author's alone, not those of the credit card issuer(s), and have not been reviewed, approved or otherwise endorsed by the credit card issuer(s). Reasonable efforts are made to present accurate information, however all information is presented without warranty. Consult a card's issuing bank for the terms & conditions.
All rates and fees, and other terms and conditions of the products mentioned in this article/post are actual as of the last update date but are subject to change. See the current products' Terms & Conditions on the issuing banks' websites.