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The Cash Rewards Credit Card gives you 5% cash back on up to $6,000 spent on gas and grocery qualifying purchases in the first 12 months, 2% cash back on qualifying gas and grocery purchases after introductory bonus cash back, and 1% cash back on all other purchases. Unfortunately, card doesn't offer a one-time bonus. There is no annual fee.

However, you can find credit cards with more generous rewards. For example, you may choose the Discover it® Cash Back credit card. This card offers 5% cash back on everyday purchases at different places each quarter like, grocery stores, restaurants, gas stations and when you pay using PayPal, up to the quarterly maximum when you activate.. Plus, unlimited 1% cash back on all other purchases. What is more, Discover will match all the cash back new cardmembers have earned at the end of their first year. You can redeem cash back any amount, any time. Rewards never expire.