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QVC credit card is a store card, and as any store card it has rather high APR. This is one of the main disadvantages of the card. What is more, there are no rewards offered on purchases and this card can be used at QVC stores only. So, if you are looking for more flexible credit card, you may find better options that come with rewards, 0% intro APR on purchases and can be used anywhere. Such an example is the Discover it® Cash Back credit card. This card offers 5% cash back on everyday purchases at different places each quarter like grocery stores, restaurants, gas stations, select rideshares and online shopping, up to the quarterly maximum when you activate. Plus, unlimited 1% cash back on all other purchases. You can redeem cash back any amount, any time. Rewards never expire.