QVC credit card is a store card, and as any store card it has rather high APR. This is one of the main disadvantages of the card. What is more, there are no rewards offered on purchases and this card can be used at QVC stores only. So, if you are looking for more flexible credit card, you may find better options that come with rewards, 0% intro APR on purchases and can be used anywhere. Such an example is the Discover it® Cash Back credit card. This card offers 5% cash back at different places each quarter like gas stations, grocery stores, restaurants, Amazon.com and more up to the quarterly maximum, each time you activate. Plus, unlimited 1% cash back on all other purchases. You can redeem cash back any amount, any time. Rewards never expire.