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Bank of America® Cash Rewards Credit Card comes with 3% cash back in the category of your choice: gas, online shopping, dining, travel, drug stores, or home improvement/furnishings, 2% cash back at grocery stores and wholesale clubs, 1% cash back on all other purchases. Keep in mind, that you'll earn 3% and 2% cash back on the first $2,500 in combined choice category/grocery store/wholesale club purchases each quarter, then earn 1%. Earn online $200 cash rewards bonus after making at least $1,000 in purchases in the first 90 days of your account opening. As you see, bonus is not the highest in the market. You may consider the Discover it® Cash Back credit card. This card offers 5% cash back on everyday purchases at different places each quarter like Amazon.com, grocery stores, restaurants, gas stations and when you pay using PayPal, up to the quarterly maximum when you activate. Plus, unlimited 1% cash back on all other purchases. Discover will match ALL the cash back you've earned at the end of your first year, automatically (if you are a new cardmember). There's no signing up. And no limit to how much is matched.You can redeem cash back any amount, any time. Rewards never expire.