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Credit Card Applications » Questions » User Questions » Build Credit History » I am new to the world of credit and I’m looking for a card to start with. Is the Brooks...

I am new to the world of credit and I’m looking for a card to start with. Is the Brooks Brothers card a good place to start or do you have any other potential recommendations?

Answered on | Updated on May 1st, 2015
The content is accurate at the time of publication and is subject to change.

When selecting which credit card you’re going to begin establishing your credit profile with, there are several things you want to take into consideration. First off, you want to ensure that whatever card you are applying for will be reporting all of your credit activity to major credit bureaus. Secondly, you want to make sure that the card you are applying for is not going to be a card where you rack up an unpayable balance, because this would not look good on your credit profile. In addition, you would probably want a card with more flexibility instead of a card that limits you to one store. So, no, I would not recommend the Brooks Brothers credit card to start with. Instead, I would recommend a card that is affiliated with a major payment network and comes with a low spending limit, to avoid going into debt.

Disclaimer: This editorial content is not provided or commissioned by the credit card issuer(s). Opinions expressed here are the author's alone, not those of the credit card issuer(s), and have not been reviewed, approved or otherwise endorsed by the credit card issuer(s). Reasonable efforts are made to present accurate information, however all information is presented without warranty. Consult a card's issuing bank for the terms & conditions.
All rates and fees, and other terms and conditions of the products mentioned in this article/post are actual as of the last update date but are subject to change. See the current products' Terms & Conditions on the issuing banks' websites.
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