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The U.S. Bank Cash 365™ American Express® comes with unlimited 1.5% cash back on every dollar. When you spend $500 in eligible net purchases in the first 90 days of account opening, you will earn $150. If you want to earn more cash back, you may consider the Discover it® Cash Back credit card. Earn 5% cash back at different places each quarter like gas stations, grocery stores, restaurants, Amazon.com and more up to the quarterly maximum, each time you activate. Plus, earn unlimited 1% cash back on all other purchases - automatically. Discover will match ALL the cash back you've earned at the end of your first year, automatically. There's no signing up. And no limit to how much is matched.