My RH credit card saved me a bundle when I applied... - Cash Back Rewards Questions


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Credit Card Applications » Questions » User Questions » Cash Back Rewards » My RH credit card saved me a bundle when I applied for it and made my first purchase. But now I...

My RH credit card saved me a bundle when I applied for it and made my first purchase. But now I don’t see many opportunities to save with this card. Is there a better option for saving on home goods and decor?

Answered on | Updated on February 22nd, 2016
The content is accurate at the time of publication and is subject to change.

This is a great question. Although many people find it exciting to save money on the spot when they sign up for a store credit card, the fact is that there are credit cards out there that offer better long-term savings. You don’t need to look for a card that is specific to one retailer; you can get a credit card that’s issued by Visa, Mastercard or Discover and lets you earn points or cash back when you make purchases anywhere. Don’t limit yourself to only store cards, or you might miss out on some great opportunities to earn rewards everywhere you spend money. No matter what your credit score is or where you shop, there’s a card that will be right for you.

Disclaimer: This editorial content is not provided or commissioned by the credit card issuer(s). Opinions expressed here are the author's alone, not those of the credit card issuer(s), and have not been reviewed, approved or otherwise endorsed by the credit card issuer(s). Reasonable efforts are made to present accurate information, however all information is presented without warranty. Consult a card's issuing bank for the terms & conditions.
All rates and fees, and other terms and conditions of the products mentioned in this article/post are actual as of the last update date but are subject to change. See the current products' Terms & Conditions on the issuing banks' websites.
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Earn cash back twice. Earn 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases.
Excellent, Good Credit
Qualified applicants will enjoy benefits including 1% cash back rewards on all purchases, no annual fee, and a competitive APR. Terms apply
Fair Credit
3% cash back at restaurants and 2% cash back on gas and at grocery and drug stores, up to $1,500 spend per quarter in these combined purchase categories
Good, Excellent Credit

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