I’ve been thinking about applying for a... - Other Questions


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Credit Card Applications » Questions » User Questions » Other » I’ve been thinking about applying for a cashback credit card that I can use to do my shopping with....

I’ve been thinking about applying for a cashback credit card that I can use to do my shopping with. I’ve been considering the Walmart credit card, but the APR is a little high. Are there any cards that you could recommend to me?

Answered on | Updated on September 8th, 2017
The content is accurate at the time of publication and is subject to change.

As far as store cards go, the Walmart credit card offers a fairly standard cashback system. It allows you to collect 3% back on Walmart purchases, 2% back on qualifying fuel purchases and 1% back on everything else. Their card includes an APR of 22.99% and while this may not be a low APR, it’s a fairly reasonable APR for a store card. If you are trying to focus your cashback earning to Walmart purchases and have limited credit, the Walmart MoneyCard might be a good option for you. The MoneyCard is a prepaid credit card that comes in both a Walmart Visa credit card and MasterCard form. The MoneyCard will allow you to earn 3% back on purchases form Walmart.com, 2% at qualifying fuel stations and 1% at Walmart stores. If you’re looking for a more general cashback credit option, the Discover it® Cash Back card is a great option.

Disclaimer: This editorial content is not provided or commissioned by the credit card issuer(s). Opinions expressed here are the author's alone, not those of the credit card issuer(s), and have not been reviewed, approved or otherwise endorsed by the credit card issuer(s). Reasonable efforts are made to present accurate information, however all information is presented without warranty. Consult a card's issuing bank for the terms & conditions.
All rates and fees, and other terms and conditions of the products mentioned in this article/post are actual as of the last update date but are subject to change. See the current products' Terms & Conditions on the issuing banks' websites.
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The Citi Rewards+SM Card - the only credit card that automatically rounds up to the nearest 10 points on every purchase - with no cap.
Excellent, Good Credit
Earn cash back twice. Earn 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases.
Excellent, Good Credit
Perfect credit not required for approval; we may approve you when others won’t
Fair/Bad Credit

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