You should read the cards terms and conditions, especially pay a closer attention to the terms of the rewards program. Find out if balance transfers qualify as eligible purchases. As a rule balance transfers, cash advances, fees, and interest do not qualify as an eligible purchase. If you can’t find this information, contact the credit card issuer’s customer service. Also, make some calculations to see if your potential rewards cover the fees associated with the credit card.
BALANCE TRANSFER CREDIT CARDS:
Intro APR on Balance Transfer: 0% 12 months on Balance Transfers
Ongoing APR on Balance Transfer: 15.74% - 25.74% (Variable)
Balance Transfer Fee: 3% of each balance transfer; $5 minimum.
Excellent, Good Credit
Intro APR on Balance Transfer: 0% (first 12 billing cycles following each balance transfer that posts to your account within 45 days of account opening)
Ongoing APR on Balance Transfer: 18.24%, 22.24% or 25.24% variable based on your creditworthiness
Balance Transfer Fee: Either $5 or 3% of the amount of each transfer, whichever is greater
Good/Excellent Credit
See Rates & Fees
Intro APR on Balance Transfer: 0% 18 months on Balance Transfers*
Ongoing APR on Balance Transfer: 15.74% - 25.74%* (Variable)
Balance Transfer Fee: 3% of each balance transfer; $5 minimum.
Excellent, Good Credit
