I had Royal Caribbean credit card when it was run by... - Cash Back Rewards Questions


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Credit Card Applications » Questions » User Questions » Cash Back Rewards » I had Royal Caribbean credit card when it was run by Mellon Bank and wanted to apply for it...

I had Royal Caribbean credit card when it was run by Mellon Bank and wanted to apply for it again but today’s card comes with less perks and more restrictions. What alternative can you recommend?

Answered on | Updated on January 3rd, 2018
The content is accurate at the time of publication and is subject to change.

A credit card with cash back rewards can be a good alternative. For example, it can be the Discover it® Cash Back credit card. Earn 5% cash back at different places each quarter like gas stations, grocery stores, restaurants, Amazon.com and more up to the quarterly maximum each time you activate (you will need to sign up every quarter to earn this additional 5% cash back). All other purchases earn 1% cash back. If you don’t want to deal with sign-ups, then you may want to apply for a different card. But don’t look at rewards programs only, look at the fees and interest rates as well. If you are going to use the card everywhere, you may want a no annual fee credit card with low interest rate.

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All rates and fees, and other terms and conditions of the products mentioned in this article/post are actual as of the last update date but are subject to change. See the current products' Terms & Conditions on the issuing banks' websites.
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Earn unlimited 1.5% cash rewards on all purchases.
Good, Excellent Credit
See Rates & Fees
Qualified applicants will enjoy benefits including 1% cash back rewards on all purchases, no annual fee, and a competitive APR. Terms apply
Fair Credit
3% cash back at restaurants and 2% cash back on gas and at grocery and drug stores, up to $1,500 spend per quarter in these combined purchase categories
Good, Excellent Credit

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