The content is accurate at the time of publication and is subject to change.

Without a credit history, banks usually do not approve credit cards for a consumer as the credit history is meant to show creditors, if the consumer is reliable and can make payments in a timely manner. When one is given credit, the monthly repayment and the closure of the credit shows a good sign if the consumer can be trusted to pay the new credit applied for.

Disclaimer: This editorial content is not provided or commissioned by the credit card issuer(s). Opinions expressed here are the author's alone, not those of the credit card issuer(s), and have not been reviewed, approved or otherwise endorsed by the credit card issuer(s). Reasonable efforts are made to present accurate information, however all information is presented without warranty. Consult a card's issuing bank for the terms & conditions.
All rates and fees, and other terms and conditions of the products mentioned in this article/post are actual as of the last update date but are subject to change. See the current products' Terms & Conditions on the issuing banks' websites.