I need a credit card but I keep getting turned down.... - Limited/Bad/Fair Credit Questions


Credit-Land.com is an independent, advertising-supported web site. Credit-Land.com receives compensation from most credit card issuers whose offers appear on our site. Compensation from our advertising partners impacts how and where their products appear on our site, including, for example, the order in which they may appear within review lists. Credit-Land.com has not reviewed all available credit card offers in the marketplace.

Credit Card Applications » Questions » User Questions » Limited/Bad/Fair Credit » I need a credit card but I keep getting turned down. What can I do to get a credit card...

I need a credit card but I keep getting turned down. What can I do to get a credit card if my credit is bad?

Answered on | Updated on May 2nd, 2013
The content is accurate at the time of publication and is subject to change.

First of all, find out the reasons you were turned down. The issuers usually explain that in the rejection letter you should have received. Also, check your credit report to make sure there are no errors. You should consider a credit card for people with bad credit. Another option for you is a secured credit card. As long as you make the security deposit you should be approved for a secured credit. The deposit may be around $200 and your credit limit will be equal to that deposit. The rates and fees are lower for secured cards, and your credit history will be reported to the major credit bureaus though this last option will not help you build up your credit score.

Disclaimer: This editorial content is not provided or commissioned by the credit card issuer(s). Opinions expressed here are the author's alone, not those of the credit card issuer(s), and have not been reviewed, approved or otherwise endorsed by the credit card issuer(s). Reasonable efforts are made to present accurate information, however all information is presented without warranty. Consult a card's issuing bank for the terms & conditions.
All rates and fees, and other terms and conditions of the products mentioned in this article/post are actual as of the last update date but are subject to change. See the current products' Terms & Conditions on the issuing banks' websites.
Get the latest news, articles and expert advice delivered to your inbox. It's FREE.
Perfect credit not required for approval; we may approve you when others won’t
Fair/Bad Credit
Instant $500 Credit Line. No Credit Check.
Bad Credit
Monthly reporting to the three major credit bureaus
Fair/Bad Credit

Other Questions in
Limited/Bad/Fair Credit

You've successfully subscribed!

Please specify the following:All these fields are optional

Your Credit History
Themes you are interested in:

By providing this information you help us make our news letters more useful and informative. Thank you!