I want to apply for a credit card to shop at... - Cash Back Rewards Questions


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Credit Card Applications » Questions » User Questions » Cash Back Rewards » I want to apply for a credit card to shop at department stores like T.J. Maxx and others. What...

I want to apply for a credit card to shop at department stores like T.J. Maxx and others. What credit cards can you recommend?

Answered on | Updated on August 17th, 2017
The content is accurate at the time of publication and is subject to change.

Nowadays, many big retailers offer their own credit cards with different benefits like access to special sales, rewards, discounts and more. However, these store cards often have high interest rates and are often limited to particular stores. You won’t be able to use your card anywhere.

If you prefer to shop at different departments stores, we would recommend credit cards with rewards, like cash back credit cards. Such cards allows you to earn cash back rewards on all purchases, including department stores. You may choose from credit cards with 0% intro apr on purchases. The Discover it® Cash Back credit card have these features. It allows you to collect 1% back on all purchases and 5% back on eligible rotating category purchases (on up to the quarterly maximum, you need to register each quarter to start getting rewards within the category). Keep in mind that after the introductory period is over, ongoing APR will apply.

Disclaimer: This editorial content is not provided or commissioned by the credit card issuer(s). Opinions expressed here are the author's alone, not those of the credit card issuer(s), and have not been reviewed, approved or otherwise endorsed by the credit card issuer(s). Reasonable efforts are made to present accurate information, however all information is presented without warranty. Consult a card's issuing bank for the terms & conditions.
All rates and fees, and other terms and conditions of the products mentioned in this article/post are actual as of the last update date but are subject to change. See the current products' Terms & Conditions on the issuing banks' websites.
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Earn unlimited 1.5% cash rewards on all purchases.
Good, Excellent Credit
See Rates & Fees
Qualified applicants will enjoy benefits including 1% cash back rewards on all purchases, no annual fee, and a competitive APR. Terms apply
Fair Credit
3% cash back at restaurants and 2% cash back on gas and at grocery and drug stores, up to $1,500 spend per quarter in these combined purchase categories
Good, Excellent Credit

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