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Sometimes when you apply for a credit card or a loan, you may see offers with no credit check. No credit check means that when you submit your application the issuer will not perform a hard pull to decide whether you qualify or not for a credit. However, the issuer may perform a soft pull, which does not impact your credit scores.

The "no credit check" feature allows the issuers to make credit approval fast so you could move forward without being afraid of rejection. As a rule, credit products that may offer no credit check are secured cards, loans, and credit cards for people with poor credit, or when a lender or bank checks your credit to pre-approve you for an offer. Soft inquiries may not appear on credit reports and they never affect your credit scores.

We can recommend you consider the card or the OpenSky® Secured Visa® Credit Card. Look through top no credit check credit cards from our partners and apply online.