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If you are planning to keep this card after the transferred balance is paid off, you may want your new card to have rewards and no-to-low annual fee. For example, it can be the Citi Rewards+® Card. It is a point rewards card that will allow you to earn 2X ThankYou® Points at supermarkets and gas stations for the first $6,000 per year and then 1X points thereafter. All other purchases will earn 1X ThankYou® Points. When you transfer your balance to the card, you will have the 0% intro APR on purchases and balance transfers for 15 months. After that the go-to APR will be 18.74% - 28.74% (Variable), based on your creditworthiness. The balance transfer fee: Intro fee 3% of each transfer ($5 min) completed within the first 4 months of account opening. After that, 5% of each transfer ($5 min).

If you need more time to pay off you debt and want to concentrate on getting rid of your debt, consider the Wells Fargo Reflect® Card. With this card, you will have a 0% intro APR fo 21 months from account opening on purchases and qualifying balance transfers. When the promotional rate is over, 18.24%, 24.74%, or 29.99% Variable APR will apply. The balance transfer fee is 5%, min: $5, but there is no annual fee for the card.

tags : Balance Transfers

Disclaimer: This editorial content is not provided or commissioned by the credit card issuer(s). Opinions expressed here are the author's alone, not those of the credit card issuer(s), and have not been reviewed, approved or otherwise endorsed by the credit card issuer(s). Reasonable efforts are made to present accurate information, however all information is presented without warranty. Consult a card's issuing bank for the terms & conditions.
All rates and fees, and other terms and conditions of the products mentioned in this article/post are actual as of the last update date but are subject to change. See the current products' Terms & Conditions on the issuing banks' websites.