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If you are planning to keep this card after the transferred balance is paid off, you may want your new card to have rewards and no-to-low annual fee. For example, it can be the Citi Rewards+® Card. It is a point rewards card that will allow you to earn 2X ThankYou® Points at supermarkets and gas stations for the first $6,000 per year and then 1X points thereafter. All other purchases will earn 1X ThankYou® Points. When you transfer your balance to the card, you will have the 0% intro APR on purchases and balance transfers for 15 months. After that the go-to APR will be 18.74% - 28.74% (Variable), based on your creditworthiness. The balance transfer fee: Intro fee 3% of each transfer ($5 min) completed within the first 4 months of account opening. After that, 5% of each transfer ($5 min).

If you need more time to pay off you debt and want to concentrate on getting rid of your debt, consider the Wells Fargo Reflect® Card. With this card, you will have a 0% intro APR fo 21 months from account opening on purchases and qualifying balance transfers. When the promotional rate is over, 18.24%, 24.74%, or 29.99% Variable APR will apply. The balance transfer fee is 5%, min: $5, but there is no annual fee for the card.