The content is accurate at the time of publication and is subject to change.

If you are planning to keep this card after the transferred balance is paid off, then you may like the Discover it® Balance Transfer credit card. With this card, you will have 18 months to transfer and to pay off the card balance at 0% intro APR. The balance transfer fee is 3% intro balance transfer fee, up to 5% fee on future balance transfers (see terms)*. When the 0% intro APR is over, your ongoing interest rate will be 16.99% - 27.99% Variable APR. The card has no annual fee and allows to earn cash back on all purchases: up to 5% in specific categories that change each quarter (on up to the quarterly maximum, you need to sign up each quarter) and 1% back on all other purchases. You will need to enroll to be able to earn 5% cash back, and there is a quarterly limit.