If you are planning to keep this card after the transferred balance is paid off, then you may like the Discover it® Balance Transfer credit card. With this card, you will have 18 months to transfer and to pay off the card balance at 0% intro APR. The balance transfer fee is 3% intro balance transfer fee, up to 5% fee on future balance transfers (see terms)*. When the 0% intro APR is over, your ongoing interest rate will be 14.24% – 25.24% Variable. The card has no annual fee and allows to earn cash back on all purchases: up to 5% in specific categories that change each quarter (on up to the quarterly maximum, you need to sign up each quarter) and 1% back on all other purchases. You will need to enroll to be able to earn 5% cash back, and there is a quarterly limit.
BALANCE TRANSFER CREDIT CARDS:
Intro APR on Balance Transfer: 0% 12 months on Balance Transfers
Ongoing APR on Balance Transfer: 15.74% - 25.74% (Variable)
Balance Transfer Fee: 3% of each balance transfer; $5 minimum.
Intro APR on Balance Transfer: 0% (first 12 billing cycles following each balance transfer that posts to your account within 45 days of account opening)
Ongoing APR on Balance Transfer: 18.24%, 22.24% or 25.24% variable based on your creditworthiness
Balance Transfer Fee: Either $5 or 3% of the amount of each transfer, whichever is greater
Intro APR on Balance Transfer: 0% Intro APR for 12 months
Ongoing APR on Balance Transfer: Variable APR of 15.24%, 19.24% or 25.24%
Balance Transfer Fee: Either $10 or 4%, whichever is greater, will apply on each balance transfer and credit card check