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Menards home improvement store currently offers three Menards card options. These include the Menards Big Card aimed at the ordinary customers, the Menards Contractor Card aimed at the contractors and the Menards Commercial Card designed for businesses. With the Menards Big Card, you can choose from a 2% rebate on all your Menards purchases or 6- and 48-month no interest financing options. Rebates are issued as Menards® merchandise certificates, only valid to get Menards merchandise. The Menards Contractor card allows cardholders to earn airfare credit via the Buy 'N Fly program. For every $30,000 spent in annual purchases, you will receive up to $300 towards any round-trip airfare ticket. The Menards Commercial account offers multiple business benefits, including next day delivery and authorized user cards for employees.
Unlike co-branded Menards cards, good travel rewards cards could help you both earn flat-rate earnings on all purchases, making it easy to accumulate rewards on everyday purchases, and use low interest introductory period. For example, the Discover it® Miles card earns 1.5 miles for every dollar spent - pretty good for a card with a $0 annual fee. In addition, the Discover it® Miles card can help you cut costs thanks to a 15-month introductory APR on purchases and balance transfers and its low regular APR (when the intro APR is over, 17.24% - 28.24% Variable APR will apply). As a bonus, Discover will match all the miles you earn in the first year, with no cap. In other words, you'll earn a respectable 3x miles on all purchases in the first year, provided you are a new cardmember. These miles never expire and are worth 1 cent each, regardless of how you redeem them.
The Citi Double Cash® Card (Citi is a Credit-Land.com advertising partner) is also a good option for everyday purchases and more. The flat-rate cash back card features the simplest rewards structure you can find - offering 2% cash back on all purchases - 1% at the time of purchases and 1% when you pay your bill. There's no limit to how much cash back you can earn. And the flat-rate cash back makes it easy to earn cash back on all your purchases, including on those you make at Menards home improvement store.