I have the United Explorer credit card ($95/per year)... - Travel with Credit Cards Questions


Credit-Land.com is an independent, advertising-supported web site. Credit-Land.com receives compensation from most credit card issuers whose offers appear on our site. Compensation from our advertising partners impacts how and where their products appear on our site, including, for example, the order in which they may appear within review lists. Credit-Land.com has not reviewed all available credit card offers in the marketplace.

Credit Card Applications » Questions » User Questions » Travel with Credit Cards » I have the United Explorer credit card ($95/per year) and now I see United offers a no...

I have the United Explorer credit card ($95/per year) and now I see United offers a no annual fee card – Travel Bank. Will I be able to downgrade my Explorer card to this card? Don’t fly United often lately.

Answered on | Updated on July 18th, 2017
The content is accurate at the time of publication and is subject to change.

You should be able to downgrade your Explorer credit card to the Travel Bank credit card. For that, you should contact Chase or United to know the details. Just remember that when you downgrade, you will lose all the perks that are offered with the Explorer card. Also, since you do not fly United often, the Travel Bank credit card may not be the best option for you as it earns 1.5% TravelBank cash back on everyday purchases and that cash back is redeemable for United travel only. A better option for you may be a regular travel rewards credit card that will reward you for all purchases with at least 1.5% cash back. And regular cards allow redeeming for travel statement credits and cash. That means, you won’t be tied to one particular airline, but will be able to redeem with any airline or for non-travel purchases.

Disclaimer: This editorial content is not provided or commissioned by the credit card issuer(s). Opinions expressed here are the author's alone, not those of the credit card issuer(s), and have not been reviewed, approved or otherwise endorsed by the credit card issuer(s). Reasonable efforts are made to present accurate information, however all information is presented without warranty. Consult a card's issuing bank for the terms & conditions.
All rates and fees, and other terms and conditions of the products mentioned in this article/post are actual as of the last update date but are subject to change. See the current products' Terms & Conditions on the issuing banks' websites.
Get the latest news, articles and expert advice delivered to your inbox. It's FREE.
Enjoy 70,000 bonus miles after spending $5,000 on purchases in the first 90 days
Good/Excellent Credit
See Rates & Fees
Earn 50,000 bonus ThankYou® Points after you spend $4,000 in purchases within the first 3 months of account opening
Excellent Credit
Earn 50,000 American Airlines AAdvantage® bonus miles after spending $5,000 in purchases within the first 3 months of account opening*
Excellent Credit

Other Questions in
Travel with Credit Cards

You've successfully subscribed!

Please specify the following:All these fields are optional

Your Credit History
Themes you are interested in:

By providing this information you help us make our news letters more useful and informative. Thank you!