Whether you have your heart set on a rewards earning credit card so you can use it to score a trip to some exotic local, or a store branded card, like fullbeaty, having good credit is the key to getting approved. This means having a score that falls into the 660 to 719 range, anything below 660 means that it will be harder to get the credit card you want.
While people can apply to see if they can get a card, waiting until your credit score goes up might be a better choice, so you know your likely to get the card when you apply. And in the mean time taking steps to build up your credit score, for some this means getting a card that is designed to help people build credit.
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All rates and fees, and other terms and conditions of the products mentioned in this article/post are actual as of the last update date but are subject to change. See the current products' Terms & Conditions on the issuing banks' websites.