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This card may be a good option for someone who shops at Apple a lot. It has complicated special financing offers with tiers for purchases made at Apple. If you want to get this card for a one-time big purchase, there definitely are better offers out there. In this case, we would recommend you look through general credit card offers with rewards. For example, you can get the Discover it® Cash Back card that comes with 15 months of 0% intro APR on purchases (after that an ongoing APR 17.24% - 28.24% Variable APR will apply). This card will allow you to earn up to 5% cash back in rotating categories (on up to the quarterly maximum each time you activate).