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July 2024. Best Mastercard® cards for Online Shopping from Our Partners

Mastercard is one of the largest credit card networks in the world. A huge number of banks and credit card companies issue Mastercard credit cards. Its cards, as a rule, come with various perks and benefits. Among Mastercard cards, you can find offers for literally any purpose, including shopping online and in-store at, for example, Sears and other huge retailers or small shops. The Sears Mastercard® Card (Citi is a Credit-Land.com advertising partner) is a prime example.

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Apply for Citi Custom Cash<sup>®</sup> Card - Credit-Land.com APPLY NOW

on Citi's secure website

Excellent, Good, Fair Credit

Special Mastercard Offer

MAXIMIZE REWARDS

Rating 5.0

  • Earn $200 cash back after you spend $1,500 on purchases in the first 6 months of account opening. This bonus offer will be fulfilled as 20,000 ThankYou® Points, which can be redeemed for $200 cash back.
  • 0% Intro APR on balance transfers and purchases for 15 months. After that, the variable APR will be 19.24% - 29.24%, based on your creditworthiness.
  • Earn 5% cash back on purchases in your top eligible spend category each billing cycle, up to the first $500 spent, 1% cash back thereafter. Also, earn unlimited 1% cash back on all other purchases.
    Special Travel Offer: Earn an additional 4% cash back on hotels, car rentals, and attractions booked on Citi Travel℠ portal through 6/30/2025.

$200 Cash Back

Earn $200 cash back after you spend $1,500 on purchases in the first 6 months of account opening. This bonus offer will be fulfilled as 20,000 ThankYou® Points, which can be redeemed for $200 cash back.

Rewards

Earn 5% cash back on purchases in your top eligible spend category each billing cycle, up to the first $500 spent, 1% cash back thereafter. Also, earn unlimited 1% cash back on all other purchases.
Special Travel Offer: Earn an additional 4% cash back on hotels, car rentals, and attractions booked on Citi Travel℠ portal through 6/30/2025.

Redemption Options

Redeem your points for cash back as a statement credit, direct deposit or check. Or explore other ways to redeem points including for gift cards, travel and Shop with Points at Amazon.comµ

Your rewards will never expire as long as your account remains open.µ

0% Intro APR on Purchases and Balance Transfers

Intro APR on Purchases:
0% (15 months)

Intro APR on Balance Transfers:
0% (15 months)

Ongoing APR:
19.24% - 29.24% (Variable)

Balance Transfer Fee:
Balance transfer fee applies with this offer 5% of each balance transfer; $5 minimum.

Best Mastercard Credit Card Offers

While Mastercard does not issue credit cards, Mastercard-branded credit cards are offered by many issuers. Consumers can find credit cards with rewards (like points, cash back, or miles), zero introductory rates, no annual fees, or bonus offers. Mastercard also offers protections and other benefits which, however, vary depending on the card issuer. Below you will find some of the popular Mastercard cards from our partners.

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Apply for Citi Double Cash<sup>®</sup> Card - Credit-Land.com

Rating 4.5

APPLY NOW

on Citi's secure website

Excellent, Good, Fair Credit

our choice

Intro APR on Purchases
N/A
Intro APR on Balance Transfer
0% (18 months)
Regular APR
19.24% - 29.24% (Variable)
Balance Transfer Fee
Intro fee 3% of each transfer ($5 min) completed within the first 4 months of account opening. After that, 5% of each transfer ($5 min).
Annual Fee
$0
  • Earn $200 cash back after you spend $1,500 on purchases in the first 6 months of account opening. This bonus offer will be fulfilled as 20,000 ThankYou® Points, which can be redeemed for $200 cash back.
  • Earn 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases. To earn cash back, pay at least the minimum due on time.
    Plus, for a limited time, earn 5% total cash back on hotel, car rentals and attractions booked on the Citi Travel℠ portal through 12/31/24.
  • Balance Transfer Only Offer: 0% intro APR on Balance Transfers for 18 months. After that, the variable APR will be 19.24% - 29.24%, based on your creditworthiness.
  • Balance Transfers do not earn cash back. Intro APR does not apply to purchases.
  • If you transfer a balance, interest will be charged on your purchases unless you pay your entire balance (including balance transfers) by the due date each month.
  • There is an intro balance transfer fee of 3% of each transfer (minimum $5) completed within the first 4 months of account opening. After that, your fee will be 5% of each transfer (minimum $5).

our choice

0% Intro APR on Balance Transfers

Intro APR on Balance Transfers:
0% (18 months)

Ongoing APR on Balance Transfers:
19.24% - 29.24% (Variable)

Balance Transfer Fee:
Intro fee 3% of each transfer ($5 min) completed within the first 4 months of account opening. After that, 5% of each transfer ($5 min).

Annual Fee: $0

$200 Cash Back

Earn $200 cash back after you spend $1,500 on purchases in the first 6 months of account opening.
This bonus offer will be fulfilled as 20,000 ThankYou® Points, which can be redeemed for $200 cash back.

Rewards

Earn 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases. To earn cash back, pay at least the minimum due on time.
Plus, for a limited time, earn 5% total cash back on hotel, car rentals and attractions booked on the Citi Travel℠ portal through 12/31/24.

Apply for Surge® Platinum Mastercard® - Credit-Land.com

Rating 3.7

APPLY NOW

Bad, Fair, Good Credit
This offer is not available in Colorado, Massachusetts, West Virginia, Wisconsin.

our choice

Intro APR on Purchases
See website for Details*
Intro APR on Balance Transfer
See website for Details*
Regular APR
35.90% Fixed
Balance Transfer Fee
See website for Details*
Annual Fee
$75 - $125
  • Up to $1,000 credit limit doubles up to $2,000! (Simply make your first 6 monthly minimum payments on time)
  • All credit types welcome to apply!
  • Monthly Credit Score – Sign up for electronic statements, and get your Vantage 3.0 Score Credit Score From Experian
  • Initial Credit Limit of $300 – $1,000 (subject to available credit)
  • Monthly reporting to the three major credit bureaus
  • See if you’re Pre-Qualified without impacting your credit score
  • Fast and easy application process; results in seconds
  • Online account access 24/7
  • Checking Account Required

our choice

Instant Response

Reporting to the Major Consumer Reporting Agencies

Unsecured Credit Card

Build Credit

Apply for Destiny Mastercard<sup>®</sup> - Credit-Land.com

Rating 3.4

APPLY NOW

Poor to Good Credit

our choice

Intro APR on Purchases
N/A
Intro APR on Balance Transfer
N/A
Regular APR
See terms
Balance Transfer Fee
See terms
Annual Fee
See terms
  • All the benefits of a Mastercard, without a security deposit
  • 24/7 access to your account, even on mobile!
  • Reports to all three major credit bureaus
  • Less than perfect credit is okay, even with a prior bankruptcy!
  • Simple and fast application process
  • Greater access to credit than before - $700 credit limit
  • $0 Fraud Liability* for unauthorized use offers you peace of mind
  • *Fraud protection provided by Mastercard Zero Liability Protection. If approved, you'll receive the Mastercard Guide to Benefits that details the complete terms with your card.

our choice

Instant Response

Reporting to the Major Consumer Reporting Agencies

Unsecured Credit Card

Build Credit

Apply for FIT™ Platinum Mastercard® - Credit-Land.com

Rating 3.7

APPLY NOW

Fair/Poor/Bad Credit
This offer is not available in New York and Wisconsin.

our choice

Intro APR on Purchases
N/A
Intro APR on Balance Transfer
N/A
Regular APR
35.90% Fixed
Balance Transfer Fee
N/A
Annual Fee
$99 introductory fee for the first year, then $125 thereafter
  • $400 credit limit doubles to $800! (Simply make your first 6 monthly minimum payments on time)
  • All credit types welcome to apply
  • Monthly reporting to the three major credit bureaus
  • Initial Credit Limit of $400.00 (Subject to available credit)
  • Fast and easy application process; results in seconds
  • Use your card at locations everywhere Mastercard® is accepted
  • Access to your Vantage 3.0 score from Experian (When you sign up for e-statements)
  • Checking Account Required

our choice

Instant Response

Reporting to the Major Consumer Reporting Agencies

Unsecured Credit Card

Build Credit

our choice

Intro APR on Purchases
N/A
Intro APR on Balance Transfer
N/A
Regular APR
15.24% (V)
Balance Transfer Fee
N/A
Annual Fee
$49
  • 1% Cash Back Rewards on payments
  • Choose your own credit line - $200 to $2000 – based on your security deposit
  • Build your credit score.1 Reports to all 3 credit bureaus
  • No minimum credit score required for approval!
  • 1Cardholders who keep their balance low and pay their credit card bill on time every month typically do see an increase in their credit score.

our choice

Rewards

1% Cash Back Rewards on payments

Reporting to the Major Consumer Reporting Agencies

No Credit Check

Secured Credit Card

Citi Double Cash® Card

Excellent, Good, Fair Credit
Apply for Citi Double Cash<sup>®</sup> Card - Credit-Land.com

Rating 4.5

APPLY NOW

on Citi's secure website

0% INTRO APR ON BALANCE TRANSFERS IN July 2024

  • Earn $200 cash back after you spend $1,500 on purchases in the first 6 months of account opening. This bonus offer will be fulfilled as 20,000 ThankYou® Points, which can be redeemed for $200 cash back.
  • Earn 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases. To earn cash back, pay at least the minimum due on time.
    Plus, for a limited time, earn 5% total cash back on hotel, car rentals and attractions booked on the Citi Travel℠ portal through 12/31/24.
  • Balance Transfer Only Offer: 0% intro APR on Balance Transfers for 18 months. After that, the variable APR will be 19.24% - 29.24%, based on your creditworthiness.
See more details

questionsABOUT MASTERCARD® CARDS
FOR ONLINE SHOPPING

What kind of credit do I need to apply for the Sears Mastercard?

You do not need excellent credit, but you can't have bad credit either. You will need better credit if you want to apply for the Sears Shop Your Way Mastercard® issued by Citibank® (Citi® is a...

Read more
I want to get a Sears Mastercard. Are there other options with the 0% offer to earn rewards at Sears stores?

To put it lightly, we wouldn't recommend you to ever get a Sears Card® (Citi is a Credit-Land.com advertising partner), not to mention any other store credit cards. Sears offers discounts or special financing...

Read more
What are the advantages of choosing Mastercard?

When choosing Mastercard, one can be assured of two things i.e. peace of mind that comes with the credit card features and benefits with respect to saving time, as well as money. There are different types of credit...

Read more
See all questions

NOT SURE WHICH CARD
TO CHOOSE?

Ask our Experts and get free advice to your email!

ASK QUESTION

mastercard BEST REWARDS
AND CARD BENEFITS

Extended Warranties and Purchase Assurance


When you buy something with your Mastercard, the original warranty is doubled in length and gives you the same coverage that the manufacturer gave you, for up to 12 months. Purchase Assurance Coverage protects you against damage or theft within 90 days of purchasing an item, up to a maximum value of $1,000 per claim and $25,000 per account every year.


Travel Services


As you prepare for a trip, MasterTrip will give you information on travel requirement like documentation, immunizations, and exchange rates. In the event of a travel emergency, Mastercard travel assistance services will arrange a transfer of up to $5,000 from a family member, friend, or account back home. The service's medical assistance network will refer you to physicians, dentists, and pharmacies, and if you are hospitalized we will relay messages home and help a family member come to your aid if necessary.


Savings, Rewards, and Deals


Mastercard credit card rewards can come in the form of points, cash back or miles that can save you money. Even if you are not a happy cardholder of a Mastercard reward card, there are services that will allow to save on your purchases by simply linking your Mastercard credit, debit or prepaid card. In addition to rewards, you can take advantage of Mastercard promotions and exclusive offers when you use your card.


Low Interest Rates and Fees


Low interest credit cards are a real help when you do not pay off the card balance each month. You can keep your interest costs down with a low interest rate credit card from Mastercard. And if you are planning to make a big purchase, planning a trip or want to transfer some debt, you can get a Mastercard that has a 0% intro APR on purchases or zero on balance transfers, no annual fee, and no foreign transaction fee. Whatever your goals are, you can always find a low rate Mastercard.

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commentsABOUT
MASTERCARD® CREDIT CARDS🜂

must read FEATURED NEWS
AND RELATED RESEARCH

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This content is not provided by Citi. Any opinions, analyses, reviews or recommendations expressed here are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by the Citi.

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