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July 2025: Best Credit Cards for Excellent Credit History from Our Partners

What is excellent credit? It's when your spotless credit history with 800^† and higher credit scores has made you eligible for the very best credit card deals out there, e.g. high limit credit cards for excellent credit. You can qualify for 0% APR on purchases or balance transfers; cash back on purchases, cash sign-up bonuses, or yearly cash back incentives - you can have any of these benefits or you can have them all.

Special Offer for Excellent Credit

BEST CHOICE OF July 2025

Discover it® Cash Back

Compare

APPLY NOW

on Discover's secure website

Excellent/Good Credit

Special Offer for Excellent Credit

BEST CHOICE OF July 2025

Rating 5.0

INTRO OFFER: Unlimited Cashback Match for all new cardmembers–only from Discover. Discover will automatically match all the cash back you’ve earned at the end of your first year! There’s no minimum spending or maximum rewards. You could turn $150 cash back into $300.
Earn 5% cash back on everyday purchases at different places you shop each quarter like grocery stores, restaurants, gas stations, and more, up to the quarterly maximum when you activate. Plus, earn unlimited 1% cash back on all other purchases.
Redeem cash back for any amount

*See Terms

See more details

our choice

Up to

Cash Back

Max. Rewards:

Earn 5% cash back on everyday purchases at different places you shop each quarter like grocery stores, restaurants, gas stations, and more, up to the quarterly maximum when you activate.

Rewards on everyday purchases:

1% unlimited cash back on all other purchases - automatically.

Redemption Options:

Redeem cash back for any amount

Match Rewards

at the End of Your First Year

Bonus Offer:

INTRO OFFER: Unlimited Cashback Match for all new cardmembers–only from Discover. Discover will automatically match all the cash back you’ve earned at the end of your first year! There’s no minimum spending or maximum rewards. You could turn $150 cash back into $300.

Intro APR on Purchases & Balance Transfers

Intro APR on Purchases:

0% Intro APR (15 months)

Intro APR on Balance Transfer:

0% Intro APR (15 months)

Regular APR:

18.24% - 27.24% Variable APR

Balance Transfer Fee:

3% intro balance transfer fee, up to 5% fee on future balance transfers (see terms)*

More Loans & Credit Card Offers for Excellent Credit

Having excellent credit is like winning the jackpot: you can get access to credit cards for a 800+^† credit score and all possible credit card perks. You can treat yourself to the best high end credit cards, credit cards with a great promo offer like a 0% intro APR or a sign-up bonus, or you can enjoy special complimentary services like concierge services, travel assistant, lounge access, travel insurance, access to your credit score, and some other unique credit card benefits that come beyond cash back or travel miles.

Compare all these offers

Discover it® Miles

Compare

APPLY NOW

on Discover's secure website

Excellent/Good Credit

our choice

Rating 5.0

UNLIMITED BONUS: Unlimited Mile-for-Mile match for all new cardmembers—only from Discover. Discover gives you an unlimited match of all the Miles you’ve earned at the end of your first year. There’s no signing up, no minimum spending or maximum rewards. Just a Miles-for-Miles match. You could turn 35,000 Miles into 70,000 Miles.
Automatically earn unlimited 1.5x Miles on every dollar of every purchase
No annual fee
Turn Miles into cash. Or redeem as a statement credit for your travel purchases like airfare, hotels, rideshares, gas stations, restaurants and more.
0% intro APR for 15 months on purchases. Then 18.24% - 27.24% Standard Variable Purchase APR will apply.
Discover is accepted at 99% of places that take credit cards nationwide.
Terms and conditions apply.

*See Terms

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our choice

Match Rewards

at the End of Your First Year

Bonus Offer:

UNLIMITED BONUS: Unlimited Mile-for-Mile match for all new cardmembers—only from Discover. Discover gives you an unlimited match of all the Miles you’ve earned at the end of your first year. There’s no signing up, no minimum spending or maximum rewards. Just a Miles-for-Miles match. You could turn 35,000 Miles into 70,000 Miles.

Intro APR on Purchases & Balance Transfers

Intro APR on Purchases:

0% Intro APR (15 months)

Intro APR on Balance Transfer:

0% Intro APR (15 months)

Regular APR:

18.24% - 27.24% Variable APR

Balance Transfer Fee:

3% intro balance transfer fee, up to 5% fee on future balance transfers (see terms)*

Annual Fee & Foreign Transaction Fee

Annual Fee:

Foreign Transaction Fee:

None

Late Payment Fee:

None the first time you pay late. After that, up to $41.

Wells Fargo Autograph^® Card

Apply for Wells Fargo Autograph<sup>®</sup> Card - Credit-Land.com

Compare

APPLY NOW

Excellent/Good Credit

our choice

Rating 4.7

Apply Now to take advantage of this offer and learn more about product features, terms and conditions.
Earn 20,000 bonus points when you spend $1,000 in purchases in the first 3 months - that's a $200 cash redemption value.
Earn unlimited 3X points on the things that really add up - like restaurants, travel, gas stations, transit, popular streaming services, and phone plans. Plus, earn 1X points on other purchases.
$0 annual fee.
0% intro APR for 12 months from account opening on purchases. 19.24%, 24.24%, or 29.24% Variable APR thereafter.
Up to $600 of cell phone protection against damage or theft. Subject to a $25 deductible.
Redeem your rewards points for travel, gift cards, or statement credits. Or shop at millions of online stores and redeem your rewards when you check out with PayPal.
Find tickets to top sports and entertainment events, book travel, make dinner reservations and more with your complimentary 24/7 Visa Signature^® Concierge.
Rates & Fees

Rates & Fees

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our choice

Earn

20,000

Bonus Points

Bonus Offer:

Earn 20,000 bonus points when you spend $1,000 in purchases in the first 3 months - that's a $200 cash redemption value.

Earn More
on Your

Daily Spending

Rewards on everyday purchases:

Earn 1X points on other purchases.

Max. Rewards:

Earn unlimited 3X points on the things that really add up - like restaurants, travel, gas stations, transit, popular streaming services, and phone plans.

Rewards expiration:

Rewards don't expire as long as the account is open

Intro APR on Purchases

Intro APR:

0% intro APR for 12 months from account opening

Regular APR:

19.24%, 24.24%, or 29.24% Variable APR

Annual Fee:

Capital One VentureOne Rewards Credit Card

Compare

APPLY NOW

on Capital One's secure website

Excellent, Good Credit

our choice

Rating 5.0

Click "APPLY ONLINE" to apply now
$0 annual fee and no foreign transaction fees
Earn a bonus of 20,000 miles once you spend $500 on purchases within 3 months from account opening, equal to $200 in travel
Earn unlimited 1.25X miles on every purchase, every day
Miles won't expire for the life of the account and there's no limit to how many you can earn
Earn 5X miles on hotels and rental cars booked through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options
Use your miles to get reimbursed for any travel purchase—or redeem by booking a trip through Capital One Travel
Transfer your miles to your choice of 15+ travel loyalty programs
Enjoy 0% intro APR on purchases and balance transfers for 15 months; 19.24% - 29.24% variable APR after that; balance transfer fee applies

Rates & Fees

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our choice

Earn

20,000

Bonus Miles

Bonus Offer:

Earn a bonus of 20,000 miles once you spend $500 on purchases within 3 months from account opening, equal to $200 in travel

Miles on Hotels
and Rental Cars

Max. Rewards:

Earn 5X miles on hotels and rental cars booked through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options

Rewards on Everyday Purchases:

Earn unlimited 1.25X miles on every purchase, every day

Rewards Expiration:

Miles won't expire for the life of the account and there's no limit to how many you can earn

Annual Fee & Foreign Transaction Fee

Annual Fee:

Foreign Transaction Fee:

None

Late Payment Fee:

Up to $40

TD Cash Credit Card

Compare

APPLY NOW

Excellent / Good Credit

This offer is only available in CT, DE, FL, MA, MD, ME, NC, NH, NJ, NY, PA, RI, SC, VA, VT, DC.

our choice

Rating 4.5

Special offer: Earn $200 Cash Back when you spend $1,000 on eligible purchases within the first 90 days of opening your account.
Choose your top two spend categories to earn unlimited 3% and 2% Cash Back. Earn unlimited 1% Cash Back on all other eligible purchases.
Switch spend categories up to four times a year.
No annual fee
Contactless Payments/Digital Wallet
Instant credit card replacement
Must be a resident of CT, DC, DE, FL, MA, MD, ME, NC, NH, NJ, NY, PA, RI, SC, VA or VT.

Rates & Fees

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our choice

Earn Up to

Cash Back

Max. Rewards:

Earn 3% and 2% Cash Back on your choice of spend categories. Plus, you can switch your categories quarterly.

Rewards on Everyday Purchases:

Earn 1% Cash Back on all other eligible purchases.

$200

Cash Back

Bonus Offer:

Earn $200 Cash Back when you spend $1,000 on eligible purchases within the first 90 days of opening your account.

Annual Fee

Annual Fee:

None

Foreign Transaction Fee:

Late Payment Fee:

Up to $40

Citi Strata Premier^® Card

Apply for Citi Strata Premier<sup>®</sup> Card - Credit-Land.com

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APPLY NOW

on Citi's secure website

Excellent, Good Credit

our choice

Rating 4.4

Earn 60,000 bonus ThankYou^® Points after spending $4,000 in the first 3 months of account opening, redeemable for $600 in gift cards or travel rewards at thankyou.com.
Earn 10 Points per $1 spent on Hotels, Car Rentals, and Attractions booked on CitiTravel.com.
Earn 3 Points per $1 on Air Travel and Other Hotel Purchases, at Restaurants, Supermarkets, Gas and EV Charging Stations.
Earn 1 Point per $1 spent on all other purchases
$100 Annual Hotel Benefit: Once per calendar year, enjoy $100 off a single hotel stay of $500 or more (excluding taxes and fees) when booked through CitiTravel.com. Benefit applied instantly at time of booking.
No expiration and no limit to the amount of points you can earn with this card
No Foreign Transaction Fees on purchases

Rates & Fees

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our choice

Earn

60,000

Bonus ThankYou^® Points

Bonus Offer:

Earn 60,000 bonus ThankYou^® Points after spending $4,000 in the first 3 months of account opening, redeemable for $600 in gift cards or travel rewards at thankyou.com.

Earn More
on Your

Daily Spending

Rewards on everyday purchases:

Earn 1 Point per $1 spent on all other purchases

Max. Rewards:

Earn 10 Points per $1 spent on Hotels, Car Rentals, and Attractions booked on CitiTravel.com.

Rewards expiration:

No expiration and no limit to the amount of points you can earn with this card

Foreign Transaction Fee

Foreign Transaction Fee:

Annual Fee:

$95

Late Payment Fee:

See Terms

Wells Fargo Active Cash^® Card

Apply for Wells Fargo Active Cash<sup>®</sup> Card - Credit-Land.com

Compare

APPLY NOW

Excellent/Good Credit

our choice

Rating 5.0

Apply Now to take advantage of this offer and learn more about product features, terms and conditions.
Earn a $200 cash rewards bonus after spending $500 in purchases in the first 3 months.
Earn unlimited 2% cash rewards on purchases.
0% intro APR for 12 months from account opening on purchases and qualifying balance transfers. 19.24%, 24.24%, or 29.24% Variable APR thereafter; balance transfers made within 120 days qualify for the intro rate and fee of 3% then a BT fee of up to 5%, min: $5.
$0 annual fee.
No categories to track or remember and cash rewards don't expire as long as your account remains open.
Find tickets to top sports and entertainment events, book travel, make dinner reservations and more with your complimentary 24/7 Visa Signature^® Concierge.
Up to $600 of cell phone protection against damage or theft. Subject to a $25 deductible.
Rates & Fees

Rates & Fees

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our choice

$200

Cash Rewards Bonus

Bonus Offer:

Earn a $200 cash rewards bonus after spending $500 in purchases in the first 3 months.

Rewards:

Earn unlimited 2% cash rewards on purchases.

Unlimited

Cash Rewards

Max. Rewards:

Earn unlimited 2% cash rewards on purchases.

Intro APR on Purchases & Balance Transfers

Intro APR on Purchases:

0% intro APR for 12 months from account opening

Intro APR on Balance Transfer:

0% intro APR for 12 months from account opening on qualifying balance transfers

Regular APR:

19.24%, 24.24%, or 29.24% Variable APR

Capital One Venture Rewards Credit Card

Compare

APPLY NOW

on Capital One's secure website

Excellent, Good Credit

our choice

Rating 4.4

Click "APPLY ONLINE" to apply now
Enjoy a one-time bonus of 75,000 miles once you spend $4,000 on purchases within 3 months from account opening, equal to $750 in travel
Earn unlimited 2X miles on every purchase, every day
Earn 5X miles on hotels, vacation rentals and rental cars booked through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options
Miles won't expire for the life of the account and there's no limit to how many you can earn
Receive up to a $120 credit for Global Entry or TSA PreCheck®
Use your miles to get reimbursed for any travel purchase—or redeem by booking a trip through Capital One Travel
Enjoy a $50 experience credit and other premium benefits with every hotel and vacation rental booked from the Lifestyle Collection
Transfer your miles to your choice of 15+ travel loyalty programs

Rates & Fees

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our choice

Earn

75,000

Bonus Miles

Bonus Offer:

Enjoy a one-time bonus of 75,000 miles once you spend $4,000 on purchases within 3 months from account opening, equal to $750 in travel

TSA PreCheck®

Benefits

Global Entry/TSA Pre Credit:

Receive up to a $120 credit for Global Entry or TSA PreCheck®

Miles on Hotels
and Rental Cars

Max. Rewards:

Earn 5X miles on hotels, vacation rentals and rental cars booked through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options

Rewards on Everyday Purchases:

Earn unlimited 2X miles on every purchase, every day

Rewards Expiration:

Miles won't expire for the life of the account and there's no limit to how many you can earn

Wells Fargo Reflect^® Card

Apply for Wells Fargo Reflect<sup>®</sup> Card - Credit-Land.com

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APPLY NOW

Excellent/Good Credit

our choice

Rating 4.3

Apply Now to take advantage of this offer and learn more about product features, terms and conditions.
0% intro APR for 21 months from account opening on purchases and qualifying balance transfers. 17.24%, 23.74%, or 28.99% Variable APR thereafter; balance transfers made within 120 days qualify for the intro rate, BT fee of 5%, min: $5.
$0 annual fee.
Up to $600 of cell phone protection against damage or theft. Subject to a $25 deductible.
Through My Wells Fargo Deals, you can get access to personalized deals from a variety of merchants. It's an easy way to earn cash back as an account credit when you shop, dine, or enjoy an experience simply by using an eligible Wells Fargo credit card.
Rates & Fees

Rates & Fees

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our choice

Intro APR on Purchases

Intro APR:

0% intro APR for 21 months from account opening

Regular APR:

17.24%, 23.74%, or 28.99% Variable APR

Annual Fee:

Intro APR on Balance Transfers

Intro APR on Balance Transfer:

0% intro APR for 21 months from account opening on qualifying balance transfers

Regular APR:

17.24%, 23.74%, or 28.99% Variable APR

Balance Transfer Fee:

5%, min: $5

Annual Fee

Annual Fee:

Foreign Transaction Fee:

Late Payment Fee:

Review terms

TD Double Up Credit Card

Compare

APPLY NOW

Excellent / Good Credit

This offer is only available in CT, DE, FL, MA, MD, ME, NC, NH, NJ, NY, PA, RI, SC, VA, VT, DC.

our choice

Rating 4.7

Bonus Cash Back: Earn $200 Cash Back in the form of a statement credit when you spend $1,500 within the first 90 days after account opening
Earn unlimited 2% Cash Back on all eligible purchases
No reward categories, no caps, no worries.
Get Visa benefits like cell phone protection when you pay your monthly mobile bill with your card
No annual fee
Contactless Payments/Digital Wallet
Instant credit card replacement
Must be a resident of CT, DC, DE, FL, MA, MD, ME, NC, NH, NJ, NY, PA, RI, SC, VA or VT.

Rates & Fees

Show more details Show less details

our choice

Unlimited

Cash Back

Max. Rewards:

Earn unlimited 2% Cash Back on all eligible purchases

$200

Cash Back

Bonus Offer:

Earn $200 Cash Back in the form of a statement credit when you spend $1,500 within the first 90 days after account opening

Annual Fee

Annual Fee:

None

Foreign Transaction Fee:

Late Payment Fee:

Up to $40

Citi Double Cash^® Card

Apply for Citi Double Cash<sup>®</sup> Card - Credit-Land.com

Compare

APPLY NOW

on Citi's secure website

Excellent, Good, Fair Credit

our choice

Rating 4.5

Earn $200 cash back after you spend $1,500 on purchases in the first 6 months of account opening. This bonus offer will be fulfilled as 20,000 ThankYou^® Points, which can be redeemed for $200 cash back.
Earn 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases. To earn cash back, pay at least the minimum due on time.
Plus, earn 5% total cash back on hotel, car rentals and attractions booked with Citi Travel.
Balance Transfer Only Offer: 0% intro APR on Balance Transfers for 18 months. After that, the variable APR will be 18.24% - 28.24%, based on your creditworthiness.
Balance Transfers do not earn cash back. Intro APR does not apply to purchases.
If you transfer a balance, interest will be charged on your purchases unless you pay your entire balance (including balance transfers) by the due date each month.
There is an intro balance transfer fee of 3% of each transfer (minimum $5) completed within the first 4 months of account opening. After that, your fee will be 5% of each transfer (minimum $5).

Rates & Fees

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our choice

$200

Cash Back Bonus

Bonus Offer:

Earn $200 cash back after you spend $1,500 on purchases in the first 6 months of account opening.
This bonus offer will be fulfilled as 20,000 ThankYou^® Points, which can be redeemed for $200 cash back.

Earn Up to

Cash Back

Max. Rewards:

Earn 5% total cash back on hotel, car rentals and attractions booked with Citi Travel.

Rewards on Everyday Purchases:

Earn 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases. To earn cash back, pay at least the minimum due on time.

Intro APR on Balance Transfers

Intro APR on Balance Transfer:

0% (18 months)

Regular APR:

18.24% - 28.24% (Variable)

Balance Transfer Fee:

Intro fee 3% of each transfer ($5 min) completed within the first 4 months of account opening. After that, 5% of each transfer ($5 min).

Bank of America® Travel Rewards credit card

Compare

APPLY NOW

Excellent/Good Credit

our choice

Rating 5.0

25,000 online bonus points after you make at least $1,000 in purchases in the first 90 days of account opening - that can be a $250 statement credit toward travel purchases.
Earn unlimited 1.5 points per $1 spent on all purchases, with no annual fee and no foreign transaction fees and your points don't expire as long as your account remains open.
Earn 3 points per $1 spent on travel purchases booked through the Bank of America Travel Center.
Use your card to book your trip how and where you want - you're not limited to specific websites with blackout dates or restrictions.
Redeem points for a statement credit to pay for travel or dining purchases, such as flights, hotel stays, car and vacation rentals, baggage fees, and also at restaurants including takeout.
0% Intro APR for 15 billing cycles for purchases, and for any balance transfers made in the first 60 days. After the Intro APR offer ends, a Variable APR that’s currently 18.24% - 28.24% will apply. A 3% Intro balance transfer fee will apply for the first 60 days your account is open. After the Intro balance transfer fee offer ends, the fee for future balance transfers is 4%. Balance transfers may not be used to pay any account provided by Bank of America.
If you're a Bank of America Preferred Rewards® member, you can earn 25%-75% more points on every purchase. That means instead of earning an unlimited 1.5 points for every $1, you could earn 1.87-2.62 points for every $1 you spend on purchases. You could earn 3.75-5.25 points for every $1 you spend on travel purchases made through the Bank of America Travel Center.
Contactless Cards - The security of a chip card, with the convenience of a tap.
This online only offer may not be available if you leave this page or if you visit a Bank of America financial center. You can take advantage of this offer when you apply now.

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our choice

25,000

Bonus
Points

Bonus Offer:

25,000 online bonus points after you make at least $1,000 in purchases in the first 90 days of account opening - that can be a $250 statement credit toward travel purchases.

Max. Rewards:

Earn 3 points per $1 spent on travel purchases booked through the Bank of America Travel Center.

Redemption Options:

Redeem points for a statement credit to pay for travel or dining purchases, such as flights, hotel stays, car and vacation rentals, baggage fees, and also at restaurants including takeout.

Low Intro APR

Intro APR on Purchases:

0% Intro APR for 15 billing cycles for purchases

Intro APR on Balance Transfer:

0% Intro APR for 15 billing cycles for any balance transfers made in the first 60 days

Regular APR:

18.24% - 28.24% Variable APR on purchases and balance transfers

Balance Transfer Fee:

3% for 60 days from account opening, then 4%

Annual Fee:

Unlimited

1.5X

Points

Rewards on Everyday Purchases:

Earn unlimited 1.5 points per $1 spent on all purchases, with no annual fee and no foreign transaction fees and your points don't expire as long as your account remains open.

TD FlexPay Credit Card

Compare

APPLY NOW

Excellent / Good Credit

This offer is only available in CT, DE, FL, MA, MD, ME, NC, NH, NJ, NY, PA, RI, SC, VA, VT, DC.

our choice

Rating 3.8

Get built-in flexibility with the TD FlexPay Credit Card
Our best balance transfer offer
Get Visa benefits like cell phone protection when you pay your monthly mobile bill with your card
No annual fee
Must be a resident of CT, DC, DE, FL, MA, MD, ME, NC, NH, NJ, NY, PA, RI, SC, VA or VT.

Rates & Fees

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our choice

Intro APR on Balance Transfers

Intro APR on Balance Transfer:

Get our best balance transfer offer: 0% introductory APR on balance transfers for first 18 billing cycles after account opening. After that 18.24% - 28.24% variable APR based on your creditworthiness.

Regular APR:

18.24%, 20.24%, 23.24%, 26.24% or 28.24% variable APR based on your creditworthiness.

Balance Transfer Fee:

Either $5 or 3% of the amount of each transfer, whichever is greater, on transfers made within the introductory offer. After that: Either $5 or 5% of the amount of each transfer, whichever is greater

Annual Fee

Annual Fee:

None

Foreign Transaction Fee:

Late Payment Fee:

Up to $40

Wells Fargo Autograph Journey℠ Card

Compare

APPLY NOW

Excellent/Good Credit

our choice

Rating 4.4

Apply Now to take advantage of this offer and learn more about product features, terms and conditions.
Earn 60,000 bonus points when you spend $4,000 in purchases in the first 3 months – that’s $600 toward your next trip.
Earn unlimited 5X points on hotels, 4X points on airlines, 3X points on other travel and restaurants, and 1X points on other purchases.
$95 annual fee.
Book your travel with the Autograph Journey Card and enjoy Travel Accident Insurance, Lost Baggage Reimbursement, Trip Cancellation and Interruption Protection and Auto Rental Collision Damage Waiver.
Earn a $50 annual statement credit with $50 minimum airline purchase.
Up to $1,000 of cell phone protection against damage or theft. Subject to a $25 deductible.
Find tickets to top sports and entertainment events, book travel, make dinner reservations and more with your complimentary 24/7 Visa Signature^® Concierge.
Rates & Fees

Rates & Fees

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our choice

Earn

60,000

Bonus Points

Bonus Offer:

Earn 60,000 bonus points when you spend $4,000 in purchases in the first 3 months – that’s $600 toward your next trip.

Up to

Unlimited Points

Max. Rewards:

Earn unlimited 5X points on hotels

Rewards on Everyday Purchases:

Earn unlimited 1X points on other purchases

Rewards Expiration:

Rewards don't expire as long as the account is open

Foreign Transaction Fee

Foreign Transaction Fee:

None

Annual Fee:

$95

Late Payment Fee:

Review terms

Bank of America® Customized Cash Rewards credit card

Compare

APPLY NOW

Excellent/Good Credit

our choice

Rating 5.0

New offer! Earn 6% cash back for the first year in the category of your choice: gas and EV charging stations; online shopping, including cable, internet, phone plans and streaming; dining; travel; drug stores and pharmacies; or home improvement and furnishings. You’ll automatically earn 2% cash back at grocery stores and wholesale clubs, and unlimited 1% cash back on all other purchases. After the first year from account opening, you’ll earn 3% cash back on purchases in your choice category.
Earn 6% and 2% cash back on the first $2,500 in combined purchases each quarter in the choice category, and at grocery stores and wholesale clubs, then earn unlimited 1% thereafter. After the 3% first-year bonus offer ends, you will earn 3% and 2% cash back on these purchases up to the quarterly maximum.
$200 online cash rewards bonus after you make at least $1,000 in purchases in the first 90 days of account opening.
With the Bank of America Preferred Rewards® program, members can earn 25%-75% more cash back on every purchase. That means the 3% choice category could go up to 3.75%-5.25%. The Preferred Rewards bonus is not applied to the 3% first-year bonus.
No annual fee and cash rewards don’t expire as long as your account remains open.
0% Intro APR for 15 billing cycles for purchases, and for any balance transfers made in the first 60 days. After the Intro APR offer ends, a Variable APR that’s currently 18.24% - 28.24% will apply. A 3% Intro balance transfer fee will apply for the first 60 days your account is open. After the Intro balance transfer fee offer ends, the fee for future balance transfers is 4%. Balance transfers may not be used to pay any account provided by Bank of America.
Contactless Cards - The security of a chip card, with the convenience of a tap.
This online only offer may not be available if you leave this page or if you visit a Bank of America financial center. You can take advantage of this offer when you apply now.

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our choice

$200

Cash Rewards Bonus

Bonus Offer:

$200 online cash rewards bonus after you make at least $1,000 in purchases in the first 90 days of account opening.

Earn Up to

Cash Back

Max. Rewards:

Earn 6% cash back for the first year in the category of your choice

Rewards on everyday purchases:

1% cash back on all other purchases

Bonus Offer:

$200 online cash rewards bonus after you make at least $1,000 in purchases in the first 90 days of account opening.

Low Intro APR

Intro APR on Purchases:

0% Intro APR for 15 billing cycles for purchases

Intro APR on Balance Transfer:

0% Intro APR for 15 billing cycles for any balance transfers made in the first 60 days

Regular APR:

18.24% - 28.24% Variable APR on purchases and balance transfers

Balance Transfer Fee:

3% for 60 days from account opening, then 4%

Annual Fee:

Prime Visa

Compare

APPLY NOW

on Chase's secure website

Excellent/Good Credit

our choice

Rating 4.7

Limited-Time Offer: Get a $250 Amazon Gift Card instantly upon approval exclusively for Prime members through 7/14
Best Amazon Gift Card offer ever for Prime Visa
Earn unlimited 5% back at Amazon.com, Amazon Fresh, Whole Foods Market and on Chase Travel purchases with an eligible Prime membership
Prime Card Bonus: Earn 10% back or more on a rotating selection of items and categories on Amazon.com with an eligible Prime membership
Earn unlimited 2% back at gas stations, restaurants, and on local transit and commuting (including rideshare)
Earn unlimited 1% back on all other purchases
No annual credit card fee
No more waiting. Redeem daily rewards at Amazon.com as soon as the next day
Member FDIC

Rates & Fees

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our choice

Welcome Offer

Bonus Offer:

Limited-Time Offer: Get a $250 Amazon Gift Card instantly upon approval exclusively for Prime members through 7/14

Rewards

Rewards:

Earn unlimited 5% back at Amazon.com, Amazon Fresh, Whole Foods Market, and on Chase Travel purchases with an eligible Prime membership, unlimited 2% back at gas stations, restaurants, and on local transit and commuting (including rideshare), and unlimited 1% on all other purchases

Annual Fee & Foreign Transaction Fee

Annual Fee:

Foreign Transaction Fee:

Late Payment Fee:

See terms

Bank of America® Unlimited Cash Rewards credit card

Compare

APPLY NOW

Excellent/Good Credit

our choice

Rating 5.0

$200 online cash rewards bonus after you make at least $1,000 in purchases in the first 90 days of account opening.
New Offer! Earn 2% cash back on purchases for the first year from account opening, with no limit to the amount of cash back you can earn.
Thereafter, you’ll earn unlimited 1.5% on all purchases, with no expiration on rewards as long as your account remains open.
With the Bank of America Preferred Rewards® program, members can earn 25%-75% more cash back on every purchase. That means you could earn 1.87%-2.62% cash back with Preferred Rewards. The Preferred Rewards bonus does not apply to the .5% first-year bonus.
No annual fee.
0% Intro APR for 15 billing cycles for purchases, and for any balance transfers made in the first 60 days. After the Intro APR offer ends, a Variable APR that’s currently 18.24% - 28.24% will apply. A 3% Intro balance transfer fee will apply for the first 60 days your account is open. After the Intro balance transfer fee offer ends, the fee for future balance transfers is 4%. Balance transfers may not be used to pay any account provided by Bank of America.
Contactless Cards - The security of a chip card, with the convenience of a tap.
This online only offer may not be available if you leave this page or if you visit a Bank of America financial center. You can take advantage of this offer when you apply now.

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Low Intro APR

Intro APR on Purchases:

0% Intro APR for 15 billing cycles for purchases

Intro APR on Balance Transfer:

0% Intro APR for 15 billing cycles for any balance transfers made in the first 60 days

Regular APR:

18.24% - 28.24% Variable APR on purchases and balance transfers

Balance Transfer Fee:

3% for 60 days from account opening, then 4%

Annual Fee:

$200

Cash Rewards Bonus

Bonus Offer:

$200 online cash rewards bonus after you make at least $1,000 in purchases in the first 90 days of account opening.

Earn Up to

Cash Back

Max. Rewards:

Earn 2% cash back on all purchases for the first year from account opening

Rewards on everyday purchases:

1.5% cash back on all purchases after the first year from account opening

Bonus Offer:

$200 online cash rewards bonus after you make at least $1,000 in purchases in the first 90 days of account opening.

Capital One Venture X Rewards Credit Card

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on Capital One's secure website

Excellent Credit

our choice

Rating 4.4

Click "APPLY ONLINE" to apply now
Earn 75,000 bonus miles when you spend $4,000 on purchases in the first 3 months from account opening, equal to $750 in travel
Receive a $300 annual credit for bookings through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options
Get 10,000 bonus miles (equal to $100 towards travel) every year, starting on your first anniversary
Earn unlimited 10X miles on hotels and rental cars booked through Capital One Travel and 5X miles on flights and vacation rentals booked through Capital One Travel
Earn unlimited 2X miles on all other purchases
Enjoy access to 1,300+ lounges worldwide, including Capital One Lounge locations and Priority Pass™ lounges, after enrollment
Use your Venture X miles to easily cover travel expenses, including flights, hotels, rental cars and more—you can even transfer your miles to your choice of 15+ travel loyalty programs
Enjoy a $100 experience credit and other premium benefits with every hotel and vacation rental booked from the Premier Collection
Receive up to a $120 credit for Global Entry or TSA PreCheck®

Rates & Fees

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Earn

75,000

Bonus Miles

Bonus Offer:

Earn 75,000 bonus miles when you spend $4,000 on purchases in the first 3 months from account opening, equal to $750 in travel

10X

Miles on Hotels
and Rental Cars

Max. Rewards:

Earn unlimited 10X miles on hotels and rental cars booked through Capital One Travel and 5X miles on flights and vacation rentals booked through Capital One Travel

Rewards on Everyday Purchases:

2X Miles per dollar on every purchase, every day

Rewards Expiration:

Miles won't expire for the life of the account and there's no limit to how many you can earn^µ

Access to

1,300+

Lounges

Lounge Access:

Enjoy access to 1,300+ lounges worldwide, including Capital One Lounge locations and Priority Pass™ lounges, after enrollment

Bank of America® Premium Rewards® credit card

Compare

APPLY NOW

Excellent/Good Credit

our choice

Rating 4.4

Low $95 annual fee.
Receive 60,000 online bonus points - a $600 value - after you make at least $4,000 in purchases in the first 90 days of account opening.
Earn unlimited 2 points for every $1 spent on travel and dining purchases and unlimited 1.5 points for every $1 spent on all other purchases. No limit to the points you can earn and your points don't expire as long as your account remains open.
If you're a Bank of America Preferred Rewards® member, you can earn 25%-75% more points on every purchase. That means you could earn 2.5-3.5 points on travel and dining purchases and 1.87 - 2.62 points on all other purchases, for every $1 you spend.
Redeem for cash back as a statement credit, deposit into eligible Bank of America® accounts, credit to eligible Merrill® accounts, or gift cards or purchases at the Bank of America Travel Center.
Get up to $100 in Airline Incidental Statement Credits annually and TSA PreCheck®/Global Entry Statement Credits of up to $100, every four years.
Travel Insurance protections to assist with trip delays, cancellations and interruptions, baggage delays and lost luggage.
No foreign transaction fees.
This online only offer may not be available if you leave this page or if you visit a Bank of America financial center. You can take advantage of this offer when you apply now.

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60,000

Bonus
Points

Bonus Offer:

Receive 60,000 online bonus points - a $600 value - after you make at least $4,000 in purchases in the first 90 days of account opening.

Max. Rewards:

Earn unlimited 2 points for every $1 spent on travel and dining purchases.

Redemption Options:

Redeem for cash back as a statement credit, deposit into eligible Bank of America® accounts, credit to eligible Merrill® accounts, or gift cards or purchases at the Bank of America Travel Center.

Up to

Points

Bonus Offer:

Receive 60,000 online bonus points - a $600 value - after you make at least $4,000 in purchases in the first 90 days of account opening.

Max. Rewards:

Earn unlimited 2 points for every $1 spent on travel and dining purchases.

Rewards on everyday purchases:

Earn unlimited 1.5 points for every $1 spent on all other purchases.

Rewards expiration:

Your points don't expire as long as your account remains open.

Travel Perks

Rewards on Brand Purchases:

Earn unlimited 1.5 points for every $1 spent on all other purchases.

Redemption Options:

Redeem for cash back as a statement credit, deposit into eligible Bank of America® accounts, credit to eligible Merrill® accounts, or gift cards or purchases at the Bank of America Travel Center.

Rewards expiration:

Your points don't expire as long as your account remains open.

One Key™ Card

Compare

APPLY NOW

Excellent/Good Credit

our choice

Rating 4.5

Apply Now to take advantage of this offer and learn more about product features, terms and conditions.
Limited Time Offer: Earn $400 in OneKeyCash™ after you spend $1,000 on purchases in the first 3 months. OneKeyCash is not redeemable for cash and can only be used on Expedia^®, Hotels.com^® and Vrbo^®. To learn more, please refer to the One Key Terms and Conditions at www.expedia.com/one-key-terms.
Earn 3% in OneKeyCash on Expedia, Hotels.com, and Vrbo, 3% in OneKeyCash at gas stations, grocery stores, and on dining and 1.5% in OneKeyCash on other purchases.
$0 annual fee.
Get Automatic Silver tier in the One Key rewards program with savings of 15% or more with Silver Member Prices on over 10,000 hotels worldwide. Unlock Gold when you spend $15,000 per calendar year.
No foreign transaction fees.
Up to $1,000 of cell phone protection against damage or theft. Subject to a $25 deductible.
Rates & Fees

Rates & Fees

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our choice

Earn

$400

in OneKeyCash

Bonus Offer:

Limited Time Offer: Earn $400 in OneKeyCash™ after you spend $1,000 on purchases in the first 3 months. OneKeyCash is not redeemable for cash and can only be used on Expedia^®, Hotels.com^® and Vrbo^®. To learn more, please refer to the One Key Terms and Conditions at www.expedia.com/one-key-terms.

Earn

in OneKeyCash

Rewards on Brand Purchases:

Earn 3% in OneKeyCash on Expedia, Hotels.com, and Vrbo.

Max. Rewards:

Earn 3% in OneKeyCash on Expedia, Hotels.com, and Vrbo, 3% in OneKeyCash at gas stations, grocery stores, and on dining.

Rewards on Everyday Purchases:

Earn 1.5% in OneKeyCash on other purchases.

Annual Fee & Foreign Transaction Fee

Annual Fee:

Foreign Transaction Fee:

None

Late Payment Fee:

Refer to Important Credit Terms

Chase Freedom Unlimited®

Compare

APPLY NOW

on Chase's secure website

Excellent/Good Credit

our choice

Rating 5.0

Intro Offer: Earn a $200 Bonus after you spend $500 on purchases in your first 3 months from account opening
Enjoy 5% cash back on travel purchased through Chase Travel℠, our premier rewards program that lets you redeem rewards for cash back, travel, gift cards and more; 3% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service, and 1.5% on all other purchases.
No minimum to redeem for cash back. You can choose to receive a statement credit or direct deposit into most U.S. checking and savings accounts. Cash Back rewards do not expire as long as your account is open!
Enjoy 0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 18.99% - 28.49%.
No annual fee – You won't have to pay an annual fee for all the great features that come with your Freedom Unlimited® card
Keep tabs on your credit health, Chase Credit Journey helps you monitor your credit with free access to your latest score, alerts, and more.
Member FDIC

Rates & Fees

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our choice

Earn a

$200

Bonus

Bonus Offer:

Intro Offer: Earn a $200 Bonus after you spend $500 on purchases in your first 3 months from account opening

Rewards:

Enjoy 5% cash back on travel purchased through Chase Travel℠, our premier rewards program that lets you redeem rewards for cash back, travel, gift cards and more; 3% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service, and 1.5% on all other purchases.

Intro APR on Purchases & Balance Transfers

Intro APR on Purchases:

0% Intro APR on Purchases for 15 months

Intro APR on Balance Transfer:

0% Intro APR on Balance Transfers for 15 months

Regular APR:

18.99% - 28.49% Variable

Balance Transfer Fee:

Either $5 or 5% of the amount of each transfer, whichever is greater.

Annual Fee

Annual Fee:

Foreign Transaction Fee:

Late Payment Fee:

Up to $40

One Key+™ Card

Compare

APPLY NOW

Excellent/Good Credit

our choice

Rating 4.4

Apply Now to take advantage of this offer and learn more about product features, terms and conditions.
Limited Time Offer: Earn $600 in OneKeyCash™ after you spend $3,000 on purchases in the first 3 months. OneKeyCash is not redeemable for cash and can only be used on Expedia^®, Hotels.com^® and Vrbo^®. To learn more, please refer to the One Key Terms and Conditions at www.expedia.com/one-key-terms.
Earn 3% in OneKeyCash on Expedia, Hotels.com, and Vrbo, 3% in OneKeyCash at gas stations, grocery stores, and on dining and 2% in OneKeyCash on other purchases.
$99 annual fee.
Get Automatic Gold tier in the One Key rewards program with savings of 20% or more with Gold Member Prices on over 10,000 hotels worldwide. Unlock Platinum when you spend $30,000 per calendar year.
Get $100 in OneKeyCash each year upon your cardholder anniversary.
Receive one statement credit up to $120 for a Trusted Traveler Program, such as Global Entry^® or TSA PreCheck^®.
No foreign transaction fees.
Rates & Fees

Rates & Fees

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our choice

Earn

$600

in OneKeyCash

Bonus Offer:

Limited Time Offer: Earn $600 in OneKeyCash™ after you spend $3,000 on purchases in the first 3 months. OneKeyCash is not redeemable for cash and can only be used on Expedia^®, Hotels.com^® and Vrbo^®. To learn more, please refer to the One Key Terms and Conditions at www.expedia.com/one-key-terms.

Earn

in OneKeyCash

Rewards on Brand Purchases:

Earn 3% in OneKeyCash on Expedia, Hotels.com, and Vrbo, 3% in OneKeyCash at gas stations, grocery stores, and on dining and 2% in OneKeyCash on other purchases.

Max. Rewards:

Earn 3% in OneKeyCash on Expedia, Hotels.com, and Vrbo, 3% in OneKeyCash at gas stations, grocery stores, and on dining.

Rewards on Everyday Purchases:

Earn 2% in OneKeyCash on other purchases.

TSA PreCheck

Privileges

Global Entry/TSA Pre Credit:

Receive one statement credit up to $120 for a Trusted Traveler Program, such as Global Entry^® or TSA PreCheck^®.

The New United Gateway℠ Card

Compare

APPLY NOW

on Chase's secure website

Excellent/Good Credit

our choice

Rating 5.0

Limited-Time Offer: Earn 30,000 bonus miles
0% intro APR for the first 12 months from account opening on purchases & no annual fee.
2x miles on United® purchases
2x miles at gas stations, on local transit and commuting
1x mile on all other purchases
25% back as a statement credit on purchases of food, beverages and Wi-Fi on board United-operated flights and on Club premium drinks when you pay with your Gateway Card
Earn 2 checked bags after you spend $10,000 in a calendar year
Member FDIC

Rates & Fees

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our choice

Earn

30,000

Bonus Miles

Bonus Offer:

Limited-Time Offer: Earn 30,000 bonus miles after you spend $1,000 on purchases in the first 3 months your account is open. Plus, 0% intro APR for 12 months from account opening on purchases. Learn more.

Rewards

Rewards:

2x miles on United® purchases, at gas stations, and on local transit and commuting. 1x mile on all other purchases.

Intro APR on Purchases

Intro APR:

0% Intro APR on Purchases for 12 months

Regular APR:

20.49% - 28.99% Variable

Annual Fee:

Discover it® Chrome

Compare

APPLY NOW

on Discover's secure website

Excellent/Good Credit

our choice

Rating 5.0

INTRO OFFER: Unlimited Cashback Match for all new cardmembers–only from Discover. Discover will automatically match all the cash back you’ve earned at the end of your first year! There’s no minimum spending or maximum rewards.
Earn 2% cash back at Gas Stations and Restaurants on up to $1,000 in combined purchases each quarter, automatically. Plus earn unlimited 1% cash back on all other purchases.
Get a 0% intro APR for 18 months on balance transfers. Then 18.24% to 27.24% Standard Variable APR applies, based on credit worthiness.
Redeem cash back for any amount
No annual fee.
Terms and conditions apply.

*See Terms

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our choice

Up to

Cash Back

Max. Rewards:

Earn 2% cash back at Gas Stations and Restaurants on up to $1,000 in combined purchases each quarter, automatically

Rewards on everyday purchases:

1% unlimited cash back on all other purchases - automatically.

Redemption Options:

Redeem cash back for any amount

Match Rewards

at the End of Your First Year

Bonus Offer:

Intro APR on Purchases & Balance Transfers

Intro APR on Purchases:

0% Intro APR (6 months)

Intro APR on Balance Transfer:

0% Intro APR (18 months)

Regular APR:

18.24% - 27.24% Variable APR

Balance Transfer Fee:

3% intro balance transfer fee, up to 5% fee on future balance transfers (see terms)*

The New United℠ Explorer Card

Compare

APPLY NOW

on Chase's secure website

Excellent/Good Credit

our choice

Rating 4.4

Limited-Time Offer: Earn 60,000 bonus miles
$0 introductory annual fee for the first year, then $150
2x miles on United® purchases, dining, and hotel stays when booked with the hotel
Enjoy priority boarding privileges and visit the United Club℠ with 2 one-time passes each year for your anniversary
Free first checked bag - a savings of up to $160 per roundtrip. Terms Apply.
Up to $120 Global Entry, TSA PreCheck® or NEXUS fee credit
Earn a $100 United travel credit after spending $10,000 on purchases with your United℠ Explorer Card within a calendar year
Over $400 in partner credits each year
Member FDIC

Rates & Fees

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our choice

Earn

60,000

Bonus Miles

Bonus Offer:

Limited-Time Offer: Earn 60,000 bonus miles after you spend $3,000 on purchases in the first 3 months your account is open.

Rewards

Rewards:

2x miles on United® purchases, dining, and hotel stays when booked with the hotel. 1x mile on all other purchases.

TSA PreCheck

Privileges

Global Entry/TSA Pre Credit:

Up to $120 Global Entry, TSA PreCheck® or NEXUS fee credit

The New United Club℠ Card

Compare

APPLY NOW

on Chase's secure website

Excellent Credit

our choice

Rating 4.4

Limited-Time Offer: Earn 90,000 bonus miles
4x miles on United® purchases
2x miles on dining and all other travel
1x mile on all other purchases
United Club℠ card membership - at least a $750 value
Free first and second checked bags - a savings of up to $360 per roundtrip (terms apply) - and Premier Access® travel services
Earn a 10,000-mile award flight discount after $20,000 in purchases to use toward an eligible award flight - up to two times each calendar year
Member FDIC

Rates & Fees

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our choice

Earn

90,000

Bonus Miles

Bonus Offer:

Limited-Time Offer: Earn 90,000 bonus miles after you spend $5,000 on purchases in the first 3 months from account opening.

Rewards

Rewards:

4x miles on United® purchases, 2x miles on dining and all other travel and 1x mile on all other purchases.

Checked Bags & Premier Access^®

Travel Benefits:

Free first and second checked bags - a savings of up to $360 per roundtrip (terms apply) - and Premier Access® travel services

Choice Privileges^® Mastercard^®

Apply for Choice Privileges<sup>®</sup> Mastercard<sup>®</sup> - Credit-Land.com

Compare

APPLY NOW

Excellent/Good Credit

our choice

Rating 4.5

Apply Now to take advantage of this offer and learn more about product features, terms and conditions.
Limited Time Offer: Earn 60,000 bonus points when you spend $1,000 in purchases in the first 3 months - enough to redeem for up to 7 reward nights at select Choice Hotels^® properties. Additional fees may apply.
Earn 5X points on stays at participating Choice Hotels^® properties.
Earn 3X points on purchases at gas stations, grocery stores, home improvement stores and on phone plan services. Plus earn 1X points on other purchases.
$0 annual fee.
Up to $800 of cell phone protection against damage or theft. Subject to a $25 deductible.
Receive 10 Elite night credits qualifying for at least Gold level status each calendar year.
No foreign transaction fee.
Rates & Fees

Rates & Fees

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our choice

Earn

60,000

Bonus Points

Bonus Offer:

Limited Time Offer: Earn 60,000 bonus points when you spend $1,000 in purchases in the first 3 months - enough to redeem for up to 7 reward nights at select Choice Hotels^® properties. Additional fees may apply.

Points on Stays
at Choice Hotels

Max. Rewards:

Earn 5X points on stays at participating Choice Hotels^® properties.

Rewards on Everyday Purchases:

Earn 1X points on other purchases.

Rewards Expiration:

Members must remain active in the Choice Privileges® Rewards Program to retain the points they accumulate.^µ

Annual Fee

Annual Fee:

Foreign Transaction Fee:

None

Late Payment Fee:

Review terms

The New United Quest℠ Card

Compare

APPLY NOW

on Chase's secure website

Excellent/Good Credit

our choice

Rating 4.4

Best Offer Ever: Earn 100,000 bonus miles and 3,000 PQP
3x miles on United® purchases
2x miles on dining, select streaming services, and all other travel
1x mile on all other purchases
Receive a $200 United® travel credit and 10,000-mile award flight discount on each account anniversary
Earn a 10,000-mile eligible award flight discount after spending $20,000 each calendar year
Earn 2 global Economy Plus® seat upgrades after spending $40,000 on purchases each calendar year
Get a jump start on earning Premier status with 1,000 Card Bonus PQP each year, awarded within 6 to 8 weeks after February 1 each year, starting in 2026.
Member FDIC

Rates & Fees

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our choice

Earn

100,000

Bonus Miles

Bonus Offer:

Best Offer Ever: Earn 100,000 bonus miles and 3,000 Premier qualifying points after you spend $4,000 on purchases in the first 3 months your account is open.

Rewards

Rewards:

3x miles on United® purchases. 2x miles on dining, select streaming services & all other travel. 1x mile on all other purchases. Plus, receive a $200 United® travel credit and 10,000-mile award flight discount on each account anniversary, as well as earn up to 18,000 Premier qualifying points.

Checked Bags & Priority Boarding

Travel Benefits:

The primary Cardmember and one companion can each check a first and second standard bag for free - save up to $360 per roundtrip.^µ

Choice Privileges^® Select Mastercard^®

Apply for Choice Privileges<sup>®</sup> Select Mastercard<sup>®</sup> - Credit-Land.com

Compare

APPLY NOW

Excellent/Good Credit

our choice

Rating 4.4

Apply Now to take advantage of this offer and learn more about product features, terms and conditions.
Earn 60,000 bonus points when you spend $3,000 in purchases in the first 3 months - enough to redeem for up to 7 reward nights at select Choice Hotels^® properties. Additional fees may apply.
Earn 10X points on stays at participating Choice Hotels^® properties.
Earn 5X points on purchases at gas stations, grocery stores, home improvement stores and on phone plan services. Plus earn 1X points on other purchases.
$95 annual fee.
Up to $800 of cell phone protection against damage or theft. Subject to a $25 deductible.
Receive 20 Elite night credits qualifying for at least Platinum level status each calendar year.
No foreign transaction fee.
Rates & Fees

Rates & Fees

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our choice

Earn

60,000

Bonus Points

Bonus Offer:

Earn 60,000 bonus points when you spend $3,000 in purchases in the first 3 months - enough to redeem for up to 7 reward nights at select Choice Hotels^® properties. Additional fees may apply.

10X

Points on Stays
at Choice Hotels

Max. Rewards:

Earn 10X points on stays at participating Choice Hotels^® properties.

Rewards on Everyday Purchases:

Earn 1X points on other purchases.

Rewards Expiration:

Members must remain active in the Choice Privileges® Rewards Program to retain the points they accumulate.^µ

Foreign Transaction Fee

Foreign Transaction Fee:

None

Annual Fee:

$95

Late Payment Fee:

Review terms

Citi^® / AAdvantage Business™ World Elite Mastercard^®

Apply for Citi<sup>®</sup> / AAdvantage Business™ World Elite Mastercard<sup>®</sup> - Credit-Land.com

Compare

APPLY NOW

on Citi's secure website

Excellent Credit

our choice

Rating 4.4

Designed for businesses
Earn 65,000 American Airlines AAdvantage^® bonus miles after spending $4,000 in purchases within the first 4 months of account opening.
First checked bag is free on domestic American Airlines itineraries to reduce travel costs and boost your bottom line.
25% savings on American Airlines inflight Wi-Fi when you use your card
Enjoy preferred boarding on American Airlines flights
Earn 2 AAdvantage^® miles per $1 spent on eligible American Airlines purchases, and on purchases at telecommunications merchants, cable and satellite providers, car rental merchants and at gas stations
Earn 1 AAdvantage^® mile per $1 spent on other purchases
Earn 1 Loyalty Point for every 1 eligible AAdvantage^® mile earned from purchases
No Foreign Transaction Fees

Rates & Fees

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our choice

Earn

65,000

Bonus AAdvantage^® miles

Bonus Offer:

Earn 65,000 American Airlines AAdvantage^® bonus miles after spending $4,000 in purchases within the first 4 months of account opening.

Earn

AAdvantage^® Miles

Max. Rewards:

Earn 2 AAdvantage^® miles per $1 spent on eligible American Airlines purchases, and on purchases at telecommunications merchants, cable and satellite providers, car rental merchants and at gas stations

Rewards on Everyday Purchases:

Earn 1 AAdvantage^® mile per $1 spent on other purchases

Rewards Expiration:

Miles will not expire if you earn or redeem miles once every 24 months^µ

Foreign Transaction Fee

Foreign Transaction Fee:

Annual Fee:

$99, waived for first 12 months

Late Payment Fee:

See Terms

Ramp Visa Corporate Card

Compare

APPLY NOW

Excellent / Good Credit

our choice

Rating 4.5

Save an average of 5% by spending less time and money across your entire business²⁹⁸.
A charge card powered by the Visa network.
No fees of any kind.
Accepted at millions of retailers all over the world, with built-in fraud protections and benefits.
Unlimited physical and virtual cards, available instantly, accepted everywhere.
Control spending like never before with the ability to fine-tune each card’s limits by amount, time, or category.
Ramp is the finance automation platform designed to save you time and money.

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our choice

APR on Purchases

Annual Fee:

Regular APR:

Late Payment Fee:

See terms

Annual Fee

Annual Fee:

Regular APR:

Balance Transfer Fee:

N/A

Late Payment Fee:

See terms

Average Savings

Savings:

Save an average of 5% by spending less time and money across your entire business²⁹⁸.

SHOW MORE CARDS

Bank of America® Customized Cash Rewards credit card

Excellent/Good Credit

Compare

Rating 5.0

APPLY NOW

GREAT REWARDS OFFER
of July 2025

New offer! Earn 6% cash back for the first year in the category of your choice: gas and EV charging stations; online shopping, including cable, internet, phone plans and streaming; dining; travel; drug stores and pharmacies; or home improvement and furnishings. You’ll automatically earn 2% cash back at grocery stores and wholesale clubs, and unlimited 1% cash back on all other purchases. After the first year from account opening, you’ll earn 3% cash back on purchases in your choice category.

See more details

HAVE DIFFERENT CREDIT HISTORY?

See offers for your credit:

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Good Credit

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Bad Credit

Limited/no Credit

OR USE

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questionsABOUT
CREDIT CARDS

What card can I apply for with excellent credit?

If your credit score is above 800^†, then your credit isn't just good - it's excellent. The very best credit cards for more than 800^† credit score are available to you, including: ...

I have an excellent credit score that I've worked hard to earn and maintain. What kinds of cards are available to me, that reflect my great credit?

Congratulations on having a sky-high credit score. You must have made all your payments on time, kept your revolving balances low, had your credit cards for a long time, and utilized a mix of types of credit, such as a...

What is the best credit card for 750 credit?

Having a more than 750^† credit score means that you have very good credit. Congratulations, you have done a great job! Now you can choose from the best credit cards. We can recommend you look through...

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NOT SURE WHICH CARD
TO CHOOSE?

Ask our Experts and get free advice to your email!

ASK QUESTION

lots of choices FOR PEOPLE WITH
EXCELLENT CREDIT

Before you find out what benefits and perks you can get when your credit is exceptional, let's clarify what is considered excellent credit. According to the FICO credit score range, excellent credit falls in the range between 800 and 850^†. With such a credit score, you can get approved for any credit card on most generous terms. It's in your power to choose the card that meets your specific needs. And you do not need to go far, since the best credit cards for a 800^† credit score and higher are already collected above on this page.

However, note that your perfect score does not guarantee that you'll be approved for any credit card you wish even if you qualify. There are too many factors and nuisances, plus banks have their own criteria and requirements too.

Since you have all the best offers available, you do not have to think how to get approved for a credit card with a high limit. You already got it with your excellent credit. Also, most banks will let you earn points, miles or cash back on every dollar you spend, and these rewards can be converted into cash, traded in for gift cards, airline tickets, hotel stays, or used on a shopping spree. Use this "free money" to get discounts on whatever you want to buy, and wherever you want to buy it.

Many credit cards for people with excellent credit offer perks like concierge service that will help you shop for gifts, find priority seating at events, and even help plan your wedding. Some of the other services that come with these cards include: 24-hour travel and roadside assistance, 0% fraud liability, and price protection on items purchased with your credit card.

Keep in mind that while having excellent credit gives you many rewards and perks, you must maintain your stellar money management habits, make wise financial decisions, and most importantly, never miss a payment, if you want to hold on to your excellent credit rating.

All your credit cards will still report your credit activity to all three major credit bureaus monthly and if you miss a single payment, your credit score can drop. And since you have excellent credit, any negative mark on your report, even the minor one, can result in a significant credit score drop. So, make sure you continue managing all your active credit accounts with all your creditors responsibly and no matter what. In this case, you can safely expect that in the future it will not be difficult for you to get approved for credit cards with high limits for excellent credit.

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† Credit scores are used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any credit card product. Credit-Land.com uses a FICO® Score, which is one of many different types of credit scores. A creditor may use a different score when deciding whether to approve you for credit.

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