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Absolutely. When you're looking for deal on travel, rewards credit cards are definitely the way to go. But you're smart not to go straight for a co-branded card in every case. Other cards may give you more flexibility, better terms, lower APRs, and other perks you haven't even considered. One thing you want to definitely have in a travel credit card is low fees.

For example, you'll want a card that offers no foreign transaction fees. This way, if you travel overseas, you won't pay an extra 2-3% on each purchase. Another thing you want is a card that gives you flexible reward point redemption. Being able to transfer points from a miles program to a hotel loyalty program or even cash back puts the power in your hands, as to how you’ll use the points you worked to accrue. For example, the Discover it® Miles can be a good option for you. There are no annual fee and no foreign transaction fees. Every dollar you spend on this card will bring you 1.5 miles. All miles you earn the first year will be matched at the end of your first year (provided you are a new cardmember). So if you, for example, earn 35,000 miles during the first year, Discover will turn them into 70,000 miles. Earned miles can be redeemed for any travel expenses. Flexible redemptions and no foreign transaction fees are the two big things you'll want to look for in a credit card for travel.

tags : Cruise Rewards Travel

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All rates and fees, and other terms and conditions of the products mentioned in this article/post are actual as of the last update date but are subject to change. See the current products' Terms & Conditions on the issuing banks' websites.