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Not all credit cards provide global coverage. The following countries are often excluded: Australia, Ireland, Israel, Italy, Jamaica, and New Zealand. So, check this out with your credit card issuer before you refuse the rental company coverage. However, if you are a happy cardmember of Chase credit card, for example, you will be covered everywhere. The cards from those banks provide global coverage. Please contact the issuers of the cards directly if you need more details about the coverage.