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Yes, El Al Matmid points you've accumulated are only valid for 3 years. If you are looking for a credit card with miles or points for your future flight, you may find a travel rewards credit card with no points or miles expiration. The Discover it® Miles credit card comes with unlimited 1.5x miles for every dollar spent on all purchases all with no annual fee. Discover will match ALL the miles you've earned at the end of your first year, automatically (provided you are a new cardmember). For example, if you earn 35,000 miles, you get 70,000 miles. That's $700 towards travel! You can use this credit card for foreign purchases - it has no foreign transaction fee.