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Unfortunately, I have no way of finding out what score you are required to have to be eligible for one of the cards offered by BB&T. Every credit issuer is different when it comes to determining whether you are worthy of approval. You are not required to have excellent credit to be approved for a card, but there are also many credit issuers who will not want to associate with anyone who has poor credit. If your credit is poor, I would recommend considering a card that works toward building credit.