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Credit Card Applications » Questions » User Questions » Travel with Credit Cards » I read a Southwest credit card review and it sounded great to have a Southwest Rewards...

I read a Southwest credit card review and it sounded great to have a Southwest Rewards credit card. I often fly Southwest, but I also choose other airlines frequently. It’s not very convenient for me to have a separate credit card for each airline, so I’m thinking if it’ll be enough to have only a Southwest Airlines credit card?

Answered on | Updated on July 9th, 2017
The content is accurate at the time of publication and is subject to change.

Certainly, when you acquire a credit card for travel, you want it to be versatile and convenient for any needs. Unfortunately, airlines want you to be loyal and only grant you rewards when you fly that one airline. Southwest wants you to fly Southwest and therefore gives small rewards on all other purchases. That’s why unless you fly Southwest only, it’s unprofitable to get a Southwest Rapid Rewards credit card – or other airlines cards in that case.

Fortunately, you have other options apart from getting a Southwest card. You can get a travel rewards credit card and earn miles on all airlines you fly. Such cards usually give you increased rewards on all travel purchases as well as a large sign-up bonus. Miles usually don’t expire and are easy to redeem. However, one downside is that travel credit cards tend to have an annual fee. If you are ok with that, it’s good, just see if the rewards outweigh money lost on fees. If not, there are still attractive options for you.

For example, the Discover it® Miles has no annual fee for the life of the account, so you won’t have to pay for the rewards. As for the rewards, you earn them on all purchases. Not only can you put all your travel expenses on that credit card, but also your grocery shopping or dining. Miles earned with the Discover it® Miles never expire and you can earn any number of rewards. Actually, you can earn twice the number of rewards during the first year since Discover matches earned miles at the end of the year (if you are a new cardmemnber).

If you prefer to take long international roundtrip flights, they can turn out to be quite costly. Discover is a fine remedy for that. It has the 14-months 0% intro APR period, which you can use to your advantage. Don’t wait, book a flight right now and pay over time, Discover will make sure you won’t pay the estra money. Note that when the introductory interest rate is over, the ongoing APR will apply.

Disclaimer: This editorial content is not provided or commissioned by the credit card issuer(s). Opinions expressed here are the author's alone, not those of the credit card issuer(s), and have not been reviewed, approved or otherwise endorsed by the credit card issuer(s). Reasonable efforts are made to present accurate information, however all information is presented without warranty. Consult a card's issuing bank for the terms & conditions.
All rates and fees, and other terms and conditions of the products mentioned in this article/post are actual as of the last update date but are subject to change. See the current products' Terms & Conditions on the issuing banks' websites.
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