Certainly, when you acquire a credit card for travel, you want it to be versatile and convenient for any needs. Unfortunately, airlines want you to be loyal and only grant you rewards when you fly that one airline. Southwest wants you to fly Southwest and therefore gives small rewards on all other purchases. That’s why unless you fly Southwest only, it’s unprofitable to get a Southwest Rapid Rewards credit card – or other airlines cards in that case.
Fortunately, you have other options apart from getting a Southwest card. You can get a travel rewards credit card and earn miles on all airlines you fly. Such cards usually give you increased rewards on all travel purchases as well as a large sign-up bonus. Miles usually don’t expire and are easy to redeem. However, one downside is that travel credit cards tend to have an annual fee. If you are ok with that, it’s good, just see if the rewards outweigh money lost on fees. If not, there are still attractive options for you.
For example, the Discover it® Miles has no annual fee for the life of the account, so you won’t have to pay for the rewards. As for the rewards, you earn them on all purchases. Not only can you put all your travel expenses on that credit card, but also your grocery shopping or dining. Miles earned with the Discover it® Miles never expire and you can earn any number of rewards. Actually, you can earn twice the number of rewards during the first year since Discover matches earned miles at the end of the year (if you are a new cardmemnber).
If you prefer to take long international roundtrip flights, they can turn out to be quite costly. Discover is a fine remedy for that. It has the 14-months 0% intro APR period, which you can use to your advantage. Don’t wait, book a flight right now and pay over time, Discover will make sure you won’t pay the estra money. Note that when the introductory interest rate is over, the ongoing APR will apply.