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Upromise® Mastercard® credit card allows you to earn 1.25% cash back on all purchases. What is more, Upromise Round Up lets you round up your purchases to the nearest dollar, based on the threshold you set (from $1 to $500). The total Round Up Amount is considered a purchase and also earns 1.25% cash back. You can also receive a 15% cash back bonus when your Upromise Program account is directly linked to an eligible 529 College Savings Plan.

If you want to earn more cash back, you may consider the Discover it® Cash Back credit card. Earn 5% cash back on everyday purchases at different places you shop each quarter like grocery stores, restaurants, gas stations, and more, up to the quarterly maximum when you activate. Plus, earn unlimited 1% cash back on all other purchases - automatically. Discover will match ALL the cash back you've earned at the end of your first year, automatically. There's no signing up. And no limit to how much is matched.