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I see from the information you provided that you filed bankruptcy or defaulted on a loan once. And you have been more than 90 days late on a payment in the past year. You can look into credit cards for bad credit, but most of these cards require a checking account or they are prepaid cards.

Since you have a history of bad credit, get ready for a low credit limit and high fees and interest rates. You should look for a credit card that does not charge a processing fee and offers a low annual fee.

Or you may need to rebuild your credit and a secured credit card may be the only option for you.