I need a credit card, but have bad credit. Can you... - Limited/Bad/Fair Credit Questions


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Credit Card Applications » Questions » User Questions » Limited/Bad/Fair Credit » I need a credit card, but have bad credit. Can you help me out? I want to apply for a...

I need a credit card, but have bad credit. Can you help me out? I want to apply for a card that would give me a good credit line of $2000 or more and only pay a small fee. I want to know how I can get a card like this. Thank you, Nora

Answered on | Updated on October 12th, 2012
The content is accurate at the time of publication and is subject to change.

I see from the information you provided that you filed bankruptcy or defaulted on a loan once. And you have been more than 90 days late on a payment in the past year. You can look into credit cards for bad credit, but most of these cards require a checking account or they are prepaid cards.

Since you have a history of bad credit, get ready for a low credit limit and high fees and interest rates. You should look for a credit card that does not charge a processing fee and offers a low annual fee.

Or you may need to rebuild your credit and a secured credit card may be the only option for you.

Disclaimer: This editorial content is not provided or commissioned by the credit card issuer(s). Opinions expressed here are the author's alone, not those of the credit card issuer(s), and have not been reviewed, approved or otherwise endorsed by the credit card issuer(s). Reasonable efforts are made to present accurate information, however all information is presented without warranty. Consult a card's issuing bank for the terms & conditions.
All rates and fees, and other terms and conditions of the products mentioned in this article/post are actual as of the last update date but are subject to change. See the current products' Terms & Conditions on the issuing banks' websites.
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