The content is accurate at the time of publication and is subject to change.

Credit scores are calculated by consumer credit bureaus. Every credit bureau has its own unique formula to calculate your score so they differ slightly. But the average score rating is:

  • Bad credit: 350 to 619
  • Fair credit: 620 to 659
  • Good credit: 660 to 749
  • Excellent credit: 750 to 850

You should consider credit cards for bad credit or secured credit cards.