The content is accurate at the time of publication and is subject to change.

This content is not provided by Citi. Any opinions, analyses, reviews or recommendations expressed here are those of the author’s alone, and have not been reviewed, approved or otherwise endorsed by the Citi.

Since you want to transfer balances from your existing credit cards, you should make sure that the new balance transfer credit card you choose is not issued by any of your current credit card issuers. Issuers do not transfer balances between cards they issue. Below are balance transfer credit cards you may like.

If your credit score is 750+, you may pay attention to the Citi® Diamond Preferred® Card (Citi is a Credit-Land.com advertising partner). It comes with a $0 annual fee, 0% intro APR on balance transfers for 18 months, and a 3% balance transfer fee of each balance transfer ($5 minimum). Note that once the zero introductory period is over, your regular interest rate will be 14.74% - 24.74% (Variable) and will apply to unpaid and new balances.

If your score is lower but not less than 700, consider the Amalgamated Bank of Chicago Platinum Rewards Mastercard® Credit Card. This card has a intro APR on balance transfers for months (12.90% - 22.90% Variable APR applies after that) and a 3% balance transfer fee of each balance transfer ($5 minimum). With the ABOC card, you can also earn 5x rewards on up to $1,500 in combined purchases each quarter in popular categories such as dining, groceries, travel, and automotive, and 1% cash back on all other purchases. The card has no annual fee.

If none of the above options is good for you, you may want to consider a personal loan. Personal loans usually offer lower interest rates than credit cards' APRs and offer longer terms.