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There are three CheapOair credit card offered by and Synchrony Bank. Since your credit is fair, you may qualify for the CheapOair credit card or for the CheapOair Visa credit card. The first card can only be used at CheapOair and you won't be able to use it anywhere else. Also, it comes with a high 27.24% APR. The second card can be used everywhere Visa cards are accepted but the interest rate is also high – 26.24%. You will surely find credit cards with lower interest rates among credit cards that are offered to people with fair credit.