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Credit cards or plastic money is one of the most useful handy tools today. People can opt for a card best suited to their needs form a huge variety of cards available. For those with frequent business trips and travel there is no better advantage than plastic cash. With so many banks offering credit cards recognized all over the world, using it makes life easier.
Travel credit cards are particularly useful if you are a frequent flyer. There are bank based credit cards that offer some great deals on airfare rates based on the miles you fly. British Airways offer some steal deals for members approved to have their card. The issuing company is Chase Bank USA. They offer 100,000 miles for customers who are existing and opt for the card. And offers like 50,000 miles if over $2000 are spent within the initial three months. There is also free travel for the partner when you pay full amount for the ticket on the card, concessions for children and much more all for U.S. Citizens. However there are high rates on interest on the amount due.
When opting for a credit card to travel with look for one that has multiple destinations on the list and also has a lower APR allowing you to spend less and earn more. American express cards offer some deals on Delta sky miles which can work well. There are also cards on offer with no annual fee and options however they do collect extra on it. Make sure that you know all the details of it before signing up for a card.
Airline credit cards can cause some serious debt issues and damage your credit scores heavily if you do not pay up what you owe and the interest rates are high so choose it only if you have the money to pay for it. Although there are reward miles adding up, cashing in on it during peak season gets highly improbable with airlines cutting down on flights. Getting reward seats when you want them can prove difficult in many cases.
Bank cards often work by allowing people to convert their redeem points and shop among various carriers to find a good deal and they work best in case you have a constant travel route that is used and on a regular basis. Loyalty programs are available for such customers with good options and deals.