Do you have excellent credit? If so, banks are actively looking to win you as a new credit card customer by offering unprecedented deals. Although banks have been more careful about acquiring customers with questionable credit since the 2008 financial crisis, they are now fighting harder than ever to win coveted customers with great credit. If you are in the excellent credit sweet spot, they are effectively giving you money (and a lot of it!) to use their credit cards. These are the best credit cards for excellent credit that you can take advantage of today:
Best travel rewards: Citi® / AAdvantage® Platinum Select® World Elite™ Mastercard®
If you like traveling, check out the Citi® / AAdvantage® Platinum Select® World Elite™ Mastercard® credit card (Citi is a Credit-Land.com advertising partner). This is a co-branded airline credit card that allows earning miles towards free flights with American Airlines and its partners. First of all, the card allows earning 50,000 American Airlines AAdvantage® bonus points after spending $2,500 in purchases within the first 3 months of account opening. Second, all your everyday purchases will also earn miles rewards. You will earn 2 AAdvantage® miles for every $1 spent at gas stations, restaurants, and on eligible American Airlines purchases. In addition to earning miles, the card also gives access to travel perks like a free first checked bag on domestic AA itineraries, preferred boarding on AA flights, and a $125 American Airlines Flight Discount after you spend $20,000 or more on purchases during a cardmembership year.
TIP: If you’re in the market for a new credit card but don’t think your credit will qualify you for one of these cards, take a look at cards for people with less-than-perfect credit.