Starwood Preferred Guest Business Credit Card from American Express Review

CitiBusiness^® / AAdvantage^® Platinum Select^® World Mastercard^®

Key Feature:
Earn up to 60,000 American Airlines AAdvantage^® bonus miles: 50,000 AAdvantage^® miles after making $3,000 in purchases in first 3 months and 10,000 after making a total of $10,000 in purchases in first 12 months of account opening*

Costco Anywhere Visa^® Business Card by Citi

Key Feature:
Exclusively for Costco Members: Go Big with Cash Back Rewards. Receive a reward coupon annually which is redeemable for cash or merchandise at US Costco warehouses

Kabbage

Key Feature:
Small business funding with working capital lines from $2,000-$250,000 in minutes

The Starwood Preferred Guest® Business Credit Card has two high-value programs in one card. The Starwood Preferred Guest Program is a popular hotel rewards program because it lets members earn free hotel stays and flights with no blackout dates. And the American Express OPEN Savings program helps businesses save on shipping, office supplies, and other operational necessities.

Special offers:

You’ll get 25,000 bonus Starpoints when you spend $5,000 in the first six months including 10,000 for the first purchase and 15,000 for spending $5,000. That’s enough for as many as six nightsat one of theStarwood hotels.

Earning rewards:

Cardmembers earn one Starpoint for every dollar spent, with no limit to how many points can be earned. Points don’t expire as long as the account is in good standing.

Redeeming rewards:

Starpoints are redeemed for rewards with the Starwood Preferred Guest (SPG) program. SPG includes over 1,000 hotels and resorts under nine hotel brands including Westin and Sheraton hotels. There are never any blackout dates, even on holidays. Starpoints can also be used for flights on over 350 different airlines (also with no blackout dates!) or transfer Starpoints to over 30 different frequent flyer programs. When you transfer at least 20,000 Starpoints to another airline loyalty program, you’ll get 5,000 bonus Starpoints.

Benefits:

American Express cards are well-known for their benefits, including high-value rewards, extended warranty purchase protection, and car rental insurance. All the American Express Business cards give cardmembers the benefits of the OPEN Savings program which includes fraud protection and identity theft assistance, dispute resolution, and a dedicated cardmember business service to call for help with any questions about the card. You’ll also get online account management tools and year-end summaries to help out with tax time.

Considerations:

Instead of the American Express Membership Rewards program, this AmEx business card participates in the Starwood Preferred Guest program. While they are both popular programs that offer flexible rewards with great value, they are different – so make sure you know which one will serve you best.

Starwood Preferred Guest® Business Credit Card

Expert Rating:

Credit-Land.com’s experts may evaluate each card presented on Credit-Land.com to assist you with choosing the right offer. Some of the criteria reviewed include, but not limited to, the following: interest rates, fees, benefits, rewards programs, and customer service. The rating provided next to each offer reflects the experts’ honest opinions, beliefs, and experiences with each product presented on Credit-Land.com. Furthermore, this rating is NOT influenced by any compensation received by any partners listed on Credit-Land.com.

For travelers who like the idea of free reward nights in any of the nine SPG brand properties, this is the perfect card. American Express Membership Rewards are redeemable for many different rewards, including flights, hotels, merchandise, cash, or donations, but SPG rewards are specifically for hotels and flights. Some people find that the SPG program shines best as a hotel rewards program, while frequent flyers do better with the Membership Rewards program. The American Express OPEN Business Green Card is a great option if you decide that the AmEx Membership Reward program is a better fit for you. However, if you want an excellent hotel rewards card for your business, with the option to transfer points for flights, this card offers incredible value.