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Rating
Intro APR on Purch. Period
Intro APR on Bal. Tr. Period
Avg. Regular APR
Annual Fee
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Intro APR on Purchases
N/A
Intro APR on Balance Transfer
N/A
Regular APR on Purchases
9.99%
Balance Transfer Fee
$5
Annual Fee
$399 for the primary card and $99 for each additional supplementary card
  • Earn up to $2,250* in value in your first 14 months, including up to 70,000* bonus Scene+ points. Offer ends Jan 3, 2023
  • You will not pay 2.5% foreign transaction fees on any foreign currency purchases, including online shopping and when travelling abroad. Only the exchange rate applies
  • Earn 2X Scene+ points for every $1 CAD spent on eligible grocery stores, restaurants, fast food, and drinking establishments. Includes popular food delivery and food subscriptions
  • Earn 2X Scene+ points for every $1 CAD spent on eligible gas and daily transit. Includes rideshare, buses, taxis, subway, and more
  • Earn 2X Scene+ point for every $1 spent on every other purchase

70,000 Scene+ points

Earn up to $2,250* in value in your first 14 months, including up to 70,000* bonus Scene+ points. Offer ends Jan 3, 2023

Rewards

Earn 2X Scene+ points for every $1 CAD spent on eligible grocery stores, restaurants, fast food, and drinking establishments. Includes popular food delivery and food subscriptions

Earn 2X Scene+ points for every $1 CAD spent on eligible gas and daily transit. Includes rideshare, buses, taxis, subway, and more

Earn 2X Scene+ point for every $1 spent on every other purchase

Unsecured Credit Card

Use this card everywhere American Express cards are accepted

Intro APR on Purchases
N/A
Intro APR on Balance Transfer
N/A
Regular APR on Purchases
20.99%
Balance Transfer Fee
$5
Annual Fee
First year annual fee waived, $120 after that.
  • Earn up to $850* in value in the first 12 months, including up to 45,000 bonus Scene+ points and first year annual fee waived. Offer ends 30 April, 2023.
  • You will not pay 2.5% foreign transaction fees on any foreign currency purchases, including online shopping and when travelling abroad. Only the exchange rate applies
  • Earn 5X Scene+ points for every $1 CAD spent on eligible grocery stores, restaurants, fast food, and drinking establishments. Includes popular food delivery and food subscriptions
  • Earn 3X Scene+ points for every $1 CAD spent on eligible gas and daily transit. Includes rideshare, buses, taxis, subway, and more
  • Earn 1X Scene+ point for every $1 spent on every other purchase
  • You’ll earn 6X Scene+ points for each $1 CAD charged to your account on all eligible purchases1 at Sobeys, IGA, Safeway, Foodland, FreshCo, Voilà by Sobeys, Voilà by IGA, Voilà by Safeway, Chalo! FreshCo, Thrifty Foods, IGA West, Les Marchés Tradition, Rachelle Béry and Co-Op.

45,000 Scene+ points

Earn up to $850* in value in the first 12 months, including up to 45,000 bonus Scene+ points and first year annual fee waived. Offer ends 30 April, 2023.

Rewards

You’ll earn 6X Scene+ points for each $1 CAD charged to your account on all eligible purchases1 at Sobeys, IGA, Safeway, Foodland, FreshCo, Voilà by Sobeys, Voilà by IGA, Voilà by Safeway, Chalo! FreshCo, Thrifty Foods, IGA West, Les Marchés Tradition, Rachelle Béry and Co-Op.

Earn 5X Scene+ points for every $1 CAD spent on eligible grocery stores, restaurants, fast food, and drinking establishments. Includes popular food delivery and food subscriptions

Earn 3X Scene+ points for every $1 CAD spent on eligible gas and daily transit. Includes rideshare, buses, taxis, subway, and more

Earn 1X Scene+ point for every $1 spent on every other purchase

Foreign Transaction Fee: 0%

Unsecured Credit Card

Intro APR on Purchases
N/A
Intro APR on Balance Transfer
N/A
Regular APR on Purchases
19.99%
Balance Transfer Fee
$5
Annual Fee
$0/year, Each supplementary card $0/year
  • Earn up to 12,000 bonus Scene+™ points in your first year (that's up to $120 towards travel) - Offer ends April, 30 2023
  • Earn 2X Scene+ points for every $1 CAD spent on eligible grocery stores, restaurants, fast food, and drinking establishments. Includes popular food delivery and food subscriptions
  • Earn 2X Scene+ points for every $1 CAD spent on eligible entertainment, including movies, theatres and ticket agencies
  • Earn 2X Scene+ points for every $1 CAD spent on eligible gas and daily transit. Includes rideshare, buses, taxis, subway, and more
  • Earn 2X Scene+ points for every $1 CAD spent on eligible select streaming services
  • Earn 1X Scene+ point for every $1 spent on every other purchase
  • You’ll earn 3X Scene+ points for each dollar charged to your account on all eligible purchases1 at Sobeys, IGA, Safeway, Foodland, FreshCo, Voilà by Sobeys, Voilà by IGA, Voilà by Safeway, Chalo! FreshCo, Thrifty Foods, IGA West, Les Marchés Tradition, Rachelle Béry and Co-Op.

Annual Fee: $0/year, Each supplementary card $0/year

12,000 Scene+ points

Earn up to 12,000 bonus Scene+™ points in your first year (that's up to $120 towards travel) - Offer ends April, 30 2023

Rewards

You’ll earn 3X Scene+ points for each dollar charged to your account on all eligible purchases1 at Sobeys, IGA, Safeway, Foodland, FreshCo, Voilà by Sobeys, Voilà by IGA, Voilà by Safeway, Chalo! FreshCo, Thrifty Foods, IGA West, Les Marchés Tradition, Rachelle Béry and Co-Op.

Earn 2X Scene+ points for every $1 CAD spent on eligible grocery stores, restaurants, fast food, and drinking establishments. Includes popular food delivery and food subscriptions

Earn 2X Scene+ points for every $1 CAD spent on eligible entertainment, including movies, theatres and ticket agencies

Earn 2X Scene+ points for every $1 CAD spent on eligible gas and daily transit. Includes rideshare, buses, taxis, subway, and more

Earn 2X Scene+ points for every $1 CAD spent on eligible select streaming services

Earn 1X Scene+ point for every $1 spent on every other purchase

Unsecured Credit Card

Intro APR on Purchases
N/A
Intro APR on Balance Transfer
N/A
Regular APR on Purchases
20.99%
Balance Transfer Fee
$5
Annual Fee
$150/year, $0/year(no change to each additional card fee)
  • Earn up to $1,320* in value in the first 12 months, including up to 40,000 bonus Scene+ points and first year annual fee waived. Offer ends 30 April, 2023.
  • The only major bank credit card offering you no foreign transaction fees, including for shopping online or abroad
  • Your Award Winning Card For Travel
  • Earn 2 Scene+ points on every $1 you spend on eligible grocery stores, dining, entertainment purchases, and daily transit purchases (including buses, subways, taxis and more)
  • Earn 1 Scene+ point on every $1 you spend on all other eligible purchases.
  • You’ll earn 3X Scene+ points for each dollar charged to your account on all eligible purchases at Sobeys, IGA, Safeway, Foodland, FreshCo, Voilà by Sobeys, Voilà by IGA, Voilà by Safeway, Chalo! FreshCo, Thrifty Foods, IGA West, Les Marchés TradItIon, Rachelle Béry and Co-Op.

40,000 Scene+ points

Earn up to $1,320* in value in the first 12 months, including up to 40,000 bonus Scene+ points and first year annual fee waived. Offer ends 30 April, 2023.

Rewards

You’ll earn 3X Scene+ points for each dollar charged to your account on all eligible purchases at Sobeys, IGA, Safeway, Foodland, FreshCo, Voilà by Sobeys, Voilà by IGA, Voilà by Safeway, Chalo! FreshCo, Thrifty Foods, IGA West, Les Marchés TradItIon, Rachelle Béry and Co-Op.

Earn 2 Scene+ points on every $1 you spend on eligible grocery stores, dining, entertainment purchases, and daily transit purchases (including buses, subways, taxis and more)

Earn 1 Scene+ point on every $1 you spend on all other eligible purchases.

Foreign Transaction Fee: 0%

Unsecured Credit Card

Intro APR on Purchases
N/A
Intro APR on Balance Transfer
N/A
Regular APR on Purchases
20.99%
Balance Transfer Fee
$5
Annual Fee
$120
  • SPECIAL OFFER: Earn 10% cash back on all purchases for the first 3 months (up to $2,000 in total purchases). No annual fee in the first year, including on supplementary cards. Offer ends April 30, 2023
  • Earn 4% for every $1 you spend on grocery store purchases, recurring bill payments, and subscription purchases.
  • Earn 2% for every $1 you spend on gas purchases and daily transit purchases.
  • Earn 1% cash back on all other purchases with no cash back limit.

Rewards Bonus

SPECIAL OFFER: Earn 10% cash back on all purchases for the first 3 months (up to $2,000 in total purchases). No annual fee in the first year, including on supplementary cards. Offer ends April 30, 2023

Rewards

Earn 4% for every $1 you spend on grocery store purchases, recurring bill payments, and subscription purchases.

Earn 2% for every $1 you spend on gas purchases and daily transit purchases.

Earn 1% cash back on all other purchases with no cash back limit.

Unsecured Credit Card

Use this card everywhere Visa cards are accepted

Intro APR on Purchases
N/A
Intro APR on Balance Transfer
0% (6 months)
Regular APR on Purchases
19.99%
Balance Transfer Fee
$5
Annual Fee
$0
  • Earn 5% cash back on all purchases for the first 3 months (up to $2,000 in total purchases). Plus get a 0.00% introductory interest rate on balance transfers for the first 6 months (22.99% after that, annual fee $0). Offer ends 30 April, 2023.
  • Get up to 1% cash back on eligible purchases with no annual fee.

Annual Fee: $0

Rewards Bonus

Earn 5% cash back on all purchases for the first 3 months (up to $2,000 in total purchases). Plus get a 0.00% introductory interest rate on balance transfers for the first 6 months (22.99% after that, annual fee $0). Offer ends 30 April, 2023.

Rewards

Get up to 1% cash back on eligible purchases with no annual fee.

Unsecured Credit Card

Intro APR on Purchases
N/A
Intro APR on Balance Transfer
N/A
Regular APR on Purchases
19.99%
Balance Transfer Fee
$5
Annual Fee
$0
  • Earn up to 10,000 bonus Scene+ points within your first year. Offer ends 30 April, 2023
  • Earn 2x Scene+ points for every $1 you spend on credit card purchases at Cineplex™ theatres or at cineplex.com
  • Earn 1 Scene+ point for every $1 you spend on your everyday credit card purchases
  • Redeem Scene+™* points for travel, shopping, entertainment, dining, banking, and more
  • You’ll earn 2X Scene+ points for each dollar charged to your account on all eligible purchases1 at Sobeys, IGA, Safeway, Foodland, FreshCo, Voilà by Sobeys, Voilà by IGA, Voilà by Safeway, Chalo! FreshCo, Thrifty Foods, IGA West, Les Marchés Tradition, Rachelle Béry and Co-Op.

Annual Fee: $0

10,000 Scene+ points

Earn up to 10,000 bonus Scene+ points within your first year. Offer ends 30 April, 2023

Rewards

You’ll earn 2X Scene+ points for each dollar charged to your account on all eligible purchases1 at Sobeys, IGA, Safeway, Foodland, FreshCo, Voilà by Sobeys, Voilà by IGA, Voilà by Safeway, Chalo! FreshCo, Thrifty Foods, IGA West, Les Marchés Tradition, Rachelle Béry and Co-Op.

Earn 2x Scene+ points for every $1 you spend on credit card purchases at Cineplex™ theatres or at cineplex.com

Earn 1 Scene+ point for every $1 you spend on your everyday credit card purchases

Unsecured Credit Card

Intro APR on Purchases
N/A
Intro APR on Balance Transfer
0% (6 months)
Regular APR on Purchases
19.99%
Balance Transfer Fee
$5
Annual Fee
$39
  • Get a 0% introductory interest rate on balance transfers for the first 6 months (22.99% after that; annual fee $39). Offer ends Jan 3, 2023
  • Earn 2% cash back for every $1 you spend on all eligible gas stations, grocery store, drug store purchases and recurring bill payments.
  • Earn 1% cash back on all other eligible purchases.

0% Intro APR on Balance Transfers

Intro APR on Balance Transfers:
0% (6 months)

Ongoing APR on Balance Transfers:
22.99%

Balance Transfer Fee:
$5

Rewards

Earn 2% cash back for every $1 you spend on all eligible gas stations, grocery store, drug store purchases and recurring bill payments.

Earn 1% cash back on all other eligible purchases.

Unsecured Credit Card

Use this card everywhere Visa cards are accepted

Intro APR on Purchases
N/A
Intro APR on Balance Transfer
0.00% (6 months)
Regular APR on Purchases
12.99%
Balance Transfer Fee
$5
Annual Fee
First year annual fee waived, $29 after that.
  • 0% introductory interest rate on Cash Advances for the first 6 months (12.99% after that; annual fee $29). Plus no annual fee in the first year. Offer ends 30 April, 2023.
  • Save up to hundreds of dollars a year on interest
  • Low interest rate of 12.99%
  • Pay down higher interest rate balances faster
  • Transfer higher rate balances and save even more

0% Intro APR on Balance Transfers

Intro APR on Balance Transfers:
0.00% (6 months)

Ongoing APR on Balance Transfers:
12.99%

Balance Transfer Fee:
$5

Annual Fee: First year annual fee waived, $29 after that.

Unsecured Credit Card

Build Credit

Richness is:
Scotiabank

Scotiabank is a Canadian bank founded in 1832 in Halifax, Nova Scotia. It is one of the largest banks in Canada which serves millions of customers all over the world. The bank develops in different business lines: Canadian banking, International banking, Global banking and Markets, and Global Wealth Management.

Canadian banking offers a full range of financial services and solutions which are provided to business and personal customers across the Canada.T he bank works hard to deliver relevant solutions and products that answer customers needs. Amid all the products and services Scotiabank also offers credit card products.

The Scotiabank credit cards are mostly for customers with good credit history. Customers can choose a credit card according to their preferences and desires. Whether you are a traveler or shopping lover, whether you are businessman or a student, you can find a product suitable to you. There are credit cards with rewards programs, cash back credit cards, and credit cards with low APRs and no annual fees.

Consider the Scotiabank credit cards to find the one which is good for you.

questionsABOUT
CREDIT CARDS

I need to know the actual limit and the interest rates. I get many of these offers and trying to make a sound decision. I have rebuilt my credit and not interest in a company that charges sky high interest rates.

There are numerous factors that are considered when the issuer determines what credit limit to extend and at what interest rate. Of course, your credit score is a major factor, but issuers also consider your monthly...

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How to get the best credit card?

With the credit card issuers coming up with newer plans and strategies every passing day, there is no dearth of good deals in the market today. But not all deals are suitable for all customers. There are many factors...

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Are there any cards available to Canadians?

We can recommend you consider Canadian credit card offers from our partners. Make sure you chose the card that corresponds to your credit score.

Read more
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