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Scotiabank

Scotiabank®
CREDIT CARD APPLICATIONS of 2019

The Bank of Nova Scotia or simply Scotiabank is one of the largest banks in Canada. The bank also operates around the world offering a wide range of products and services including cash back, travel, no annual fee, rewards, low interest, and student credit cards. The Scotiabank credit cards are good for customers with good or higher credit history. If you are looking for a credit card that could fit your lifestyle or answer your exceptional preferences, consider Scotiabank credit cards to apply online.

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Rating
Intro APR on Purch. Period
Intro APR on Bal. Tr. Period
Avg. Regular APR
Annual Fee
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Excellent Credit
Good Credit
Fair Credit
Bad Credit
Limited/No Credit
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Intro APR on Purchases
N/A
Intro APR on Balance Transfer
N/A
Regular APR
19.99%
Balance Transfer Fee
See terms*
Annual Fee
$120
  • Earn up to $300 in bonus reward points ◊
  • Earn 5 Scotia Rewards points for every $1 you spend at eligible grocery stores, dining and entertainment
  • Earn 3 Scotia Rewards points for every $1 you spend at eligible gas stations, daily transit, and select streaming services
  • Earn 1 Scotia Rewards point for every $1 you spend on all other eligible everyday purchases in any currency
  • Complimentary Concierge Services 24/7
  • Amex exclusive benefits (Front Of The Line®)
  • Rates, fees, offers and other information are effective as of August 1, 2019. Subject to change.

Rewards Bonus

Earn up to $300 in bonus reward points ◊

Rewards

Earn 5 Scotia Rewards points for every $1 you spend at eligible grocery stores, dining and entertainment

Earn 3 Scotia Rewards points for every $1 you spend at eligible gas stations, daily transit, and select streaming services

Earn 1 Scotia Rewards point for every $1 you spend on all other eligible everyday purchases in any currency

Foreign Transaction Fee: 0%

Unsecured Credit Card

Intro APR on Purchases
N/A
Intro APR on Balance Transfer
2.99% for the first 6 months*
Regular APR
19.99%
Balance Transfer Fee
See terms*
Annual Fee
$39
  • 2.99% introductory interest rate on balance transfers for the first 6 months (22.99% after that; annual fee $39)◊
  • Cash back with low annual fee
  • 2% on eligible gas station, grocery store and drug store purchases and recurring bill payments
  • 1% cash back on all other eligible everyday purchases
  • Rates, fees and other information are effective as of August 1, 2019. Subject to change.

Rewards

2% on eligible gas station, grocery store and drug store purchases and recurring bill payments

1% cash back on all other eligible everyday purchases

Unsecured Credit Card

Use this card everywhere Visa cards are accepted

Intro APR on Purchases
N/A
Intro APR on Balance Transfer
0.99% for the first 6 months*
Regular APR
12.99%
Balance Transfer Fee
See terms*
Annual Fee
$29
  • 0.99% introductory interest rate on balance transfers for the first 6 months (12.99% after that; annual fee $29)◊
  • Save hundreds of dollars in interest a year
  • Low 12.99% interest rate
  • Pay down balances faster
  • Simplify your monthly payments
  • Rates, fees and other information are effective as of August 1, 2019. Subject to change.

Unsecured Credit Card

Use this card everywhere Visa cards are accepted

Intro APR on Purchases
N/A
Intro APR on Balance Transfer
3.99% for the first 6 months*
Regular APR
16.99%
Balance Transfer Fee
See terms*
Annual Fee
$0
  • 3.99% introductory interest rate on balance transfers for the first 6 months (16.99% after that)◊
  • A great low rate with no annual fee
  • Pay down balances faster
  • Simplify your monthly payments
  • Rates, fees and other information are effective as of August 1, 2019. Subject to change.

Annual Fee: $0

Unsecured Credit Card

Use this card everywhere Visa cards are accepted

Intro APR on Purchases
N/A
Intro APR on Balance Transfer
N/A
Regular APR
19.99%
Balance Transfer Fee
See terms*
Annual Fee
$399
  • Earn 30,000 bonus Scotia Rewards points upon first purchase◊
  • Earn 4x Scotia Rewards points for every $1 you spend at gas stations, grocery stores, on dining and entertainment
  • Earn one point on all other eligible everyday purchases
  • Complimentary membership to Priority Pass Airport Lounges Worldwide
  • Rates, fees and other information are effective as of August 1, 2019. Subject to change.

30,000 Points

Earn 30,000 bonus Scotia Rewards points upon first purchase◊

Rewards

Earn 4x Scotia Rewards points for every $1 you spend at gas stations, grocery stores, on dining and entertainment

Earn one point on all other eligible everyday purchases

Unsecured Credit Card

Use this card everywhere American Express cards are accepted

Intro APR on Purchases
N/A
Intro APR on Balance Transfer
N/A
Regular APR
20.99%
Balance Transfer Fee
See terms*
Annual Fee
First year annual fee waived, $120 after that.
  • First year annual fee waived1
  • 4% on eligible recurring bill payments and grocery store purchases
  • 2% on eligible gas station and daily transit purchases
  • 1% cash back on all other eligible everyday purchases
  • Complimentary Concierge Services 24/7
  • Visa Infinite Dining Series
  • Visa Infinite Music Series
  • Wine Country Wonders
  • Luxury Hotel Privileges
  • Comprehensive Travel Insurance & New Mobile Device Insurance coverage
  • Rates, fees and other information are effective as of August 1, 2019. Subject to change.

Rewards

4% on eligible recurring bill payments and grocery store purchases

2% on eligible gas station and daily transit purchases

1% cash back on all other eligible everyday purchases

Unsecured Credit Card

Use this card everywhere Visa cards are accepted

Intro APR on Purchases
N/A
Intro APR on Balance Transfer
N/A
Regular APR
19.99%
Balance Transfer Fee
See terms*
Annual Fee
$0
  • 7.99% introductory interest rate on purchases for the first 6 months†
  • Cash back on everyday spending with no annual fee
  • 1% cash back on eligible gas station, grocery store and drug store purchases and recurring bill payments
  • 0.5% cash back on all other eligible everyday purchases
  • Rates, fees and other information are effective as of August 1, 2019. Subject to change.

Annual Fee: $0

Rewards

1% cash back on eligible gas station, grocery store and drug store purchases and recurring bill payments

0.5% cash back on all other eligible everyday purchases

Unsecured Credit Card

Use this card everywhere Visa cards are accepted

Intro APR on Purchases
N/A
Intro APR on Balance Transfer
N/A
Regular APR
19.99%
Balance Transfer Fee
See terms*
Annual Fee
$110
  • Earn 5,000 bonus Scotia Rewards points upon your first purchase◊
  • Earn 1 Scotia Rewards point for every $1 you spend on eligible everyday purchases
  • 5% cash back on travel purchased through Scotia Rewards
  • Flexible Point Redemption
  • Rates, fees and other information are effective as of August 1, 2019. Subject to change.

5,000 Points

Earn 5,000 bonus Scotia Rewards points upon your first purchase◊

Rewards

Earn 1 Scotia Rewards point for every $1 you spend on eligible everyday purchases

5% cash back on travel purchased through Scotia Rewards

Unsecured Credit Card

Use this card everywhere Visa cards are accepted

Intro APR on Purchases
N/A
Intro APR on Balance Transfer
N/A
Regular APR
19.99%
Balance Transfer Fee
See terms*
Annual Fee
$0
  • Earn 5,000 bonus Scotia Rewards points with your first $500 in everyday purchases in first 3 months◊
  • Earn one Scotia Rewards point on all eligible everyday purchases
  • Flexible Point Redemption
  • Rates, fees and other information are effective as of August 1, 2019. Subject to change.

Annual Fee: $0

5,000 Points

Earn 5,000 bonus Scotia Rewards points with your first $500 in everyday purchases in first 3 months◊

Rewards

Earn one Scotia Rewards point on all eligible everyday purchases

Unsecured Credit Card

Apply for SCENE®* VISA* Card - Credit-Land.com

Rating 3.8

APPLY

Good Credit
Intro APR on Purchases
N/A
Intro APR on Balance Transfer
N/A
Regular APR
19.99%
Balance Transfer Fee
See terms*
Annual Fee
$0
  • Earn 2,500 bonus SCENE points with your first $500 in everyday purchases in first 3 months◊
  • Earn 1 SCENE point for every $1 you spend on credit card purchases
  • Earn 5 SCENE points for every $1 you spend on SCENE Visa purchases at participating Cineplex Entertainment theatres or online at cineplex.com
  • Rates, fees and other information are effective as of August 1, 2019. Subject to change.

Annual Fee: $0

2,500 Points

Earn 2,500 bonus SCENE points with your first $500 in everyday purchases in first 3 months◊

Rewards

Earn 1 SCENE point for every $1 you spend on credit card purchases

Earn 5 SCENE points for every $1 you spend on SCENE Visa purchases at participating Cineplex Entertainment theatres or online at cineplex.com

Unsecured Credit Card

Richness is:
Scotiabank

Scotiabank is a Canadian bank founded in 1832 in Halifax, Nova Scotia. It is one of the largest banks in Canada which serves millions of customers all over the world. The bank develops in different business lines: Canadian banking, International banking, Global banking and Markets, and Global Wealth Management.

Canadian banking offers a full range of financial services and solutions which are provided to business and personal customers across the Canada.T he bank works hard to deliver relevant solutions and products that answer customers needs. Amid all the products and services Scotiabank also offers credit card products.

The Scotiabank credit cards are mostly for customers with good credit history. Customers can choose a credit card according to their preferences and desires. Whether you are a traveler or shopping lover, whether you are businessman or a student, you can find a product suitable to you. There are credit cards with rewards programs, cash back credit cards, and credit cards with low APRs and no annual fees.

Consider the Scotiabank credit cards to find the one which is good for you.

questionsABOUT
CREDIT CARDS

How can I have two people apply for a credit card / two people reflected on statement?

There are so-called joint credit card accounts. This means you can have a joint account holder, also known as a co-signer. Joint account holders can both use the credit card equally and are both liable for making...

Read more
Are there any cards available to Canadians?

We can recommend you consider Canadian credit card offers from our partners. Make sure you chose the card that corresponds to your credit score.

Read more
How to get the best credit card?

With the credit card issuers coming up with newer plans and strategies every passing day, there is no dearth of good deals in the market today. But not all deals are suitable for all customers. There are many factors...

Read more
See all questions

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