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Rating
Intro APR on Purch. Period
Intro APR on Bal. Tr. Period
Avg. Regular APR
Annual Fee
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Excellent Credit
Good Credit
Fair Credit
Bad Credit
Limited/No Credit
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Intro APR on Purchases
N/A
Intro APR on Balance Transfer
N/A
Regular APR on Purchases
9.99%
Balance Transfer Fee
See terms*
Annual Fee
$399 for the primary card and $99 for each additional supplementary card
  • Earn up to $2,100232 in value in your first 14 months, including up to 60,000232 bonus Scene+ points.
  • You will not pay 2.5% foreign transaction fees on any foreign currency purchases, including online shopping and when travelling abroad. Only the exchange rate applies
  • Earn 2X Scene+ points for every $1 CAD spent on eligible grocery stores, restaurants, fast food, and drinking establishments. Includes popular food delivery and food subscriptions
  • Earn 2X Scene+ points for every $1 CAD spent on eligible gas and daily transit. Includes rideshare, buses, taxis, subway, and more
  • Earn 2X Scene+ point for every $1 spent on every other purchase
  • Book and redeem for travel anywhere, anytime, with no travel restrictions.
  • Enjoy luxury travel privileges for your journey.
  • Access to complimentary concierge services, airport lounges, Hertz #1 Club Gold membership, merchandise, rewards and more.
  • Travel with confidence on every trip with our comprehensive travel insurance coverage.

60,000 Scene+ points

Earn up to $2,100232 in value in your first 14 months, including up to 60,000232 bonus Scene+ points.

Rewards

Earn 2X Scene+ points for every $1 CAD spent on eligible grocery stores, restaurants, fast food, and drinking establishments. Includes popular food delivery and food subscriptions

Earn 2X Scene+ points for every $1 CAD spent on eligible gas and daily transit. Includes rideshare, buses, taxis, subway, and more

Earn 2X Scene+ point for every $1 spent on every other purchase

Unsecured Credit Card

Build Credit

Intro APR on Purchases
N/A
Intro APR on Balance Transfer
0.00% (6 months)
Regular APR on Purchases
19.99%
Balance Transfer Fee
See terms*
Annual Fee
$120
  • Earn up to 45,000 bonus Scene+ points in your first year (that’s up to $450 towards travel). Plus, no annual fee in the first year, including on supplementary cards and get a 0.00% introductory interest rate on balance transfers for the first 6 months (22.99% after that; annual fee $120) (1% balance transfer fee).
  • The only major bank that saves you 2.5% on foreign transaction fees.
  • You will not pay 2.5% foreign transaction fees on any foreign currency purchases, including online shopping and when travelling abroad. Only the exchange rate applies.
  • Earn 5 Scene+ points for every $1 CAD spent on eligible grocery stores, restaurants, fast food, and drinking establishments. Includes popular food delivery and food subscriptions.
  • Earn 3X Scene+ points for every $1 CAD spent on eligible gas and daily transit. Includes rideshare, buses, taxis, subway, and more.
  • Earn 3X Scene+ points for every $1 CAD spent on eligible select streaming services.
  • Earn 1 point for every $1 you spend on all other eligible everyday purchases.
  • Save 2.5% while cross-border shopping online.

0% Intro APR on Balance Transfers

Intro APR on Balance Transfers:
0.00% (6 months)

Ongoing APR on Balance Transfers:
22.99%

Balance Transfer Fee:
See terms*

45,000 Scene+ points

Earn up to 45,000 bonus Scene+ points in your first year (that’s up to $450 towards travel).

Rewards

Earn 5 Scene+ points for every $1 CAD spent on eligible grocery stores, restaurants, fast food, and drinking establishments. Includes popular food delivery and food subscriptions.

Earn 3X Scene+ points for every $1 CAD spent on eligible gas and daily transit. Includes rideshare, buses, taxis, subway, and more.

Earn 3X Scene+ points for every $1 CAD spent on eligible select streaming services.

Earn 1 point for every $1 you spend on all other eligible everyday purchases.

Foreign Transaction Fee: 0%

Intro APR on Purchases
N/A
Intro APR on Balance Transfer
N/A
Regular APR on Purchases
19.99%
Balance Transfer Fee
See terms*
Annual Fee
$0/year, Each supplementary card $0/year
  • Earn up to 10,000 bonus Scene+™ points in your first year (that’s up to $100 towards travel)
  • Earn 2X Scene+ points for every $1 CAD spent on eligible grocery stores, restaurants, fast food, and drinking establishments. Includes popular food delivery and food subscriptions
  • Earn 2X Scene+ points for every $1 CAD spent on eligible entertainment, including movies, theatres and ticket agencies
  • Earn 2X Scene+ points for every $1 CAD spent on eligible gas and daily transit. Includes rideshare, buses, taxis, subway, and more
  • Earn 2X Scene+ points for every $1 CAD spent on eligible select streaming services
  • Earn 1X Scene+ point for every $1 spent on every other purchase
  • Book and redeem for travel anywhere, anytime, with no travel restrictions.
  • Travel without worry with our travel insurance package.
  • Access to special offers, merchandise, rewards and more.

Annual Fee: $0/year, Each supplementary card $0/year

10,000 Scene+ points

Earn up to 10,000 bonus Scene+™ points in your first year (that’s up to $100 towards travel)

Rewards

Earn 2X Scene+ points for every $1 CAD spent on eligible grocery stores, restaurants, fast food, and drinking establishments. Includes popular food delivery and food subscriptions

Earn 2X Scene+ points for every $1 CAD spent on eligible entertainment, including movies, theatres and ticket agencies

Earn 2X Scene+ points for every $1 CAD spent on eligible gas and daily transit. Includes rideshare, buses, taxis, subway, and more

Earn 2X Scene+ points for every $1 CAD spent on eligible select streaming services

Earn 1X Scene+ point for every $1 spent on every other purchase

Unsecured Credit Card

Intro APR on Purchases
2.99% (6 months)
Intro APR on Balance Transfer
2.99% (6 months)
Regular APR on Purchases
19.99%
Balance Transfer Fee
See terms*
Annual Fee
First year annual fee waived, $139 after that.
  • Earn up to 35,000 bonus Scene+ points in your first year (that’s up to $350 towards travel). Plus, no annual fee in the first year, including on supplementary cards and 2.99% introductory interest rate on purchases and balance transfers for the first 6 months (19.99% on purchases/22.99% on cash advances including balance transfers after that; annual fee $139)
  • Earn 20,000 bonus Scene+ points when you spend $1,000 in everyday eligible purchases in the first 3 months.
  • Earn 10,000 bonus Scene+ points when you spend at least $40,000 in everyday eligible purchases annually.
  • Redeem your Scene+ points towards statement credits, travel, the latest tech, gift cards and more!

20,000 Scene+ points

Earn 20,000 bonus Scene+ points when you spend $1,000 in everyday eligible purchases in the first 3 months.

Rewards

Earn 2 Scene+ points on every $1 you spend on eligible grocery stores, dining, entertainment purchases, and daily transit purchases (including buses, subways, taxis and more).

Earn 1 Scene+ point on every $1 you spend on all other eligible purchases.

Unsecured Credit Card

Use this card everywhere Visa cards are accepted

Intro APR on Purchases
2.99% (6 months)
Intro APR on Balance Transfer
2.99% (6 months)
Regular APR on Purchases
20.99%
Balance Transfer Fee
See terms*
Annual Fee
First year annual fee waived, $120 after that.
  • Earn 10% cash back on all purchases for the first 3 months (up to $2,000 in total purchases). No annual fee in the first year, including on supplementary cards.
  • Get a 2.99% introductory interest rate on purchases and balance transfers for the first 6 months (20.99% on purchases/22.99% on cash advances including balance transfers after that; annual fee $120).
  • Comprehensive Travel Insurance and New Mobile Device Insurance.
  • Earn 4% for every $1 you spend on grocery store purchases, recurring bill payments, and subscription purchases.
  • Earn 2% for every $1 you spend on gas purchases and daily transit purchases.
  • Earn 1% cash back on all other purchases with no cash back limit.

Rewards Bonus

Earn 10% cash back on all purchases for the first 3 months (up to $2,000 in total purchases).

Rewards

Earn 4% for every $1 you spend on grocery store purchases, recurring bill payments, and subscription purchases.

Earn 2% for every $1 you spend on gas purchases and daily transit purchases.

Earn 1% cash back on all other purchases with no cash back limit.

Unsecured Credit Card

Use this card everywhere Visa cards are accepted

Intro APR on Purchases
N/A
Intro APR on Balance Transfer
2.99% (6 months)
Regular APR on Purchases
19.99%
Balance Transfer Fee
See terms*
Annual Fee
$0
  • Earn 5% cash back on all purchases for the first 3 months (up to $2,000 in total purchases). Plus, get a 2.99% introductory interest rate on balance transfers for the first 6 months (22.99% after that; annual fee $0)
  • Earn 1% cash back on all eligible gas stations, grocery stores, drug stores purchases and recurring payments.
  • Earn 0.5% cash back on all other eligible purchases.

Annual Fee: $0

Rewards Bonus

Earn 5% cash back on all purchases for the first 3 months (up to $2,000 in total purchases).

Rewards

Earn 1% cash back on all eligible gas stations, grocery stores, drug stores purchases and recurring payments.

Earn 0.5% cash back on all other eligible purchases.

Unsecured Credit Card

Apply for SCENE®* VISA* Card - Credit-Land.com

Rating 3.8

APPLY

Good Credit
Intro APR on Purchases
N/A
Intro APR on Balance Transfer
N/A
Regular APR on Purchases
19.99%
Balance Transfer Fee
See terms*
Annual Fee
$0
  • Earn Scene+ points on everyday purchases.
  • Earn 5,000 bonus Scene+ points with your first $750 in everyday purchases in the first 3 months.
  • Earn 5 Scene+ points for every $1 you spend on credit card purchases at Cineplex™ theatres or at cineplex.com.
  • Earn 1 Scene+ point for every $1 you spend on your everyday credit card purchases.
  • Redeem for a FREE movie with just 1,250 points.
  • Get $5 off at participating restaurants when you redeem just 500 points.
  • A new, flexible way to pay off your eligible Scotiabank Visa* credit card purchases of $100 or more, with no interest rate on your plan and a low fee.

Annual Fee: $0

5,000 Scene+ points

Earn 5,000 bonus Scene+ points with your first $750 in everyday purchases in the first 3 months.

Rewards

Earn 5 Scene+ points for every $1 you spend on credit card purchases at Cineplex™ theatres or at cineplex.com.

Earn 1 Scene+ point for every $1 you spend on your everyday credit card purchases.

Unsecured Credit Card

Intro APR on Purchases
N/A
Intro APR on Balance Transfer
2.99% (6 months)
Regular APR on Purchases
19.99%
Balance Transfer Fee
See terms*
Annual Fee
$39
  • Get a 2.99% introductory interest rate on balance transfers for the first 6 months (22.99% after that; annual fee $39)
  • Earn 2% cash back for every $1 you spend on all eligible gas stations, grocery store, drug store purchases and recurring bill payments.
  • Earn 1% cash back on all other eligible purchases.

Rewards

Earn 2% cash back for every $1 you spend on all eligible gas stations, grocery store, drug store purchases and recurring bill payments.

Earn 1% cash back on all other eligible purchases.

Unsecured Credit Card

Use this card everywhere Visa cards are accepted

Intro APR on Purchases
N/A
Intro APR on Balance Transfer
0.99% (6 months)
Regular APR on Purchases
12.99%
Balance Transfer Fee
See terms*
Annual Fee
$29
  • 0.99% introductory interest rate on balance transfers for the first 6 months (12.99% after that; annual fee $29).
  • Save up to hundreds of dollars in interest a year.
  • Low 12.99% interest rate.
  • Convenient with Visa payWave*simply wave your card and go!
  • Pay down higher interest rates balances faster.
  • Transfer higher rate balances and save even more.

Unsecured Credit Card

Use this card everywhere Visa cards are accepted

Richness is:
Scotiabank

Scotiabank is a Canadian bank founded in 1832 in Halifax, Nova Scotia. It is one of the largest banks in Canada which serves millions of customers all over the world. The bank develops in different business lines: Canadian banking, International banking, Global banking and Markets, and Global Wealth Management.

Canadian banking offers a full range of financial services and solutions which are provided to business and personal customers across the Canada.T he bank works hard to deliver relevant solutions and products that answer customers needs. Amid all the products and services Scotiabank also offers credit card products.

The Scotiabank credit cards are mostly for customers with good credit history. Customers can choose a credit card according to their preferences and desires. Whether you are a traveler or shopping lover, whether you are businessman or a student, you can find a product suitable to you. There are credit cards with rewards programs, cash back credit cards, and credit cards with low APRs and no annual fees.

Consider the Scotiabank credit cards to find the one which is good for you.

questionsABOUT
CREDIT CARDS

I need to know the actual limit and the interest rates. I get many of these offers and trying to make a sound decision. I have rebuilt my credit and not interest in a company that charges sky high interest rates.

There are numerous factors that are considered when the issuer determines what credit limit to extend and at what interest rate. Of course, your credit score is a major factor, but issuers also consider your monthly...

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How to get the best credit card?

With the credit card issuers coming up with newer plans and strategies every passing day, there is no dearth of good deals in the market today. But not all deals are suitable for all customers. There are many factors...

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Are there any cards available to Canadians?

We can recommend you consider Canadian credit card offers from our partners. Make sure you chose the card that corresponds to your credit score.

Read more
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